HSBC Malta has made three senior appointments in Malta. The firm said that Jesmond Apap will take over from Irina Seylanyan as head of Global Markets. Similarly, Elizabeth Hardy is being appointed as COO, taking over from Nikolaos Fertakis. Crawford Prentice is to take over from Daniel Robinson as head of Wealth and Personal Banking. Jesmond Apap has been with HSBC Malta for the last 31 years, while Elizabeth Hardy has been with the firm for the past 37 years. Crawford Prentice has been with the HSBC Group for the past 26 years.