SAN RAFAEL, Calif. (AP) — SAN RAFAEL, Calif. (AP) — Westamerica Bancorp (WABC) on Thursday reported net income of $39.5 million in its fourth quarter.

The bank, based in San Rafael, California, said it had earnings of $1.48 per share.

The holding company for Westamerica Bank posted revenue of $82 million in the period. Its revenue net of interest expense was $80.4 million, missing Street forecasts.

For the year, the company reported profit of $161.8 million, or $6.06 per share. Revenue was reported as $323.6 million.

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