Financials Vestjysk Bank A/S

Equities

VJBA

DK0010304500

Banks

Market Closed - Nasdaq Copenhagen 10:59:34 2024-04-26 am EDT 5-day change 1st Jan Change
4.56 DKK +0.44% Intraday chart for Vestjysk Bank A/S +0.22% +17.22%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 2,768 2,481 4,212 3,891 4,798 5,624 -
Enterprise Value (EV) 1 2,768 2,481 4,212 3,891 4,798 5,624 5,624
P/E ratio 6.18 x 9.23 x 3.42 x 7.89 x 4.86 x 7.24 x 7.6 x
Yield - - - - 10.3% 5.48% 5.26%
Capitalization / Revenue - 2.8 x 2.09 x 2.73 x 2.2 x 2.71 x 2.77 x
EV / Revenue - 2.8 x 2.09 x 2.73 x 2.2 x 2.71 x 2.77 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book - 0.81 x 0.83 x - 0.69 x 0.84 x 0.79 x
Nbr of stocks (in thousands) 895,809 895,809 1,233,401 1,233,401 1,233,401 1,233,401 -
Reference price 2 3.090 2.770 3.415 3.155 3.890 4.560 4.560
Announcement Date 2/20/20 2/23/21 2/10/22 2/8/23 2/6/24 - -
1DKK in Million2DKK
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 - 887 2,015 1,427 2,182 2,078 2,029
EBITDA - - - - - - -
EBIT 1 - 357 914 499 1,199 1,093 1,038
Operating Margin - 40.25% 45.36% 34.97% 54.95% 52.6% 51.16%
Earnings before Tax (EBT) 1 - 327.8 954.1 603.9 1,378 1,046 1,001
Net income 1 477.7 302.6 1,080 543.1 1,035 774 740
Net margin - 34.11% 53.59% 38.06% 47.43% 37.25% 36.47%
EPS 2 0.5000 0.3000 1.000 0.4000 0.8000 0.6300 0.6000
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 - - - - 0.4000 0.2500 0.2400
Announcement Date 2/20/20 2/23/21 2/10/22 2/8/23 2/6/24 - -
1DKK in Million2DKK
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4
Net sales 1 384 401 - 303 320 478 - 511 537 623
EBITDA - - - - - - - - - -
EBIT 1 173 112 - 81 91 247 241.6 272 309 337
Operating Margin 45.06% 27.93% - 26.73% 28.44% 51.67% - 53.23% 57.54% 54.09%
Earnings before Tax (EBT) 1 173 82 - 97.4 135.1 273 241.5 337.1 327.2 472
Net income 1 160.6 196 79.33 84.79 122.6 256 188.5 265.7 223.6 357
Net margin 41.81% 48.88% - 27.98% 38.32% 53.56% - 52% 41.65% 57.3%
EPS 2 0.1000 0.2000 0.1000 0.1000 0.1000 0.2000 0.2000 0.2000 0.2000 0.3000
Dividend per Share - - - - - - - - - -
Announcement Date 11/18/21 2/10/22 5/9/22 8/17/22 11/11/22 2/8/23 5/9/23 8/15/23 11/9/23 2/6/24
1DKK in Million2DKK
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) - 9.8% 21.2% - 16.1% 11.8% 10.7%
ROA (Net income/ Total Assets) - - - - - - -
Assets 1 - - - - - - -
Book Value Per Share 2 - 3.400 4.100 - 5.640 5.460 5.800
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 2/20/20 2/23/21 2/10/22 2/8/23 2/6/24 - -
1DKK in Million2DKK
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

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