Financials United Security Bancshares

Equities

UBFO

US9114601035

Banks

Market Closed - Nasdaq 04:30:01 2024-05-03 pm EDT 5-day change 1st Jan Change
7.29 USD +1.53% Intraday chart for United Security Bancshares -1.49% -13.32%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 161.9 181.9 119.7 138.1 124.6 144.1
Enterprise Value (EV) 1 -48.25 -22.81 -160.5 -67.2 99.01 178
P/E ratio 11.6 x 12.1 x 13.4 x 13.8 x 7.95 x 7.27 x
Yield 3.65% 4.1% 6.24% 5.42% 6.02% 5.47%
Capitalization / Revenue 4.04 x 4.28 x 3.49 x 3.74 x 2.7 x 2.7 x
EV / Revenue -1.2 x -0.54 x -4.68 x -1.82 x 2.15 x 3.33 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.49 x 1.57 x 1.02 x 1.15 x 1.11 x 1.18 x
Nbr of stocks (in thousands) 16,903 16,954 16,977 17,010 17,049 17,136
Reference price 2 9.580 10.73 7.050 8.120 7.310 8.410
Announcement Date 3/1/19 2/28/20 3/5/21 3/9/22 3/29/23 3/26/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 40.11 42.55 34.26 36.93 46.1 53.43
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 19.35 21.27 12.41 13.31 22.06 27.48
Net income 1 14.02 15.17 8.961 10.1 15.69 19.8
Net margin 34.95% 35.66% 26.15% 27.34% 34.03% 37.05%
EPS 2 0.8294 0.8900 0.5278 0.5900 0.9200 1.157
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.3500 0.4400 0.4400 0.4400 0.4400 0.4600
Announcement Date 3/1/19 2/28/20 3/5/21 3/9/22 3/29/23 3/26/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - 33.9
Net Cash position 1 210 205 280 205 25.6 -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 13.3% 13.5% 7.67% 8.49% 13.5% 16.8%
ROA (Net income/ Total Assets) 1.61% 1.61% 0.87% 0.83% 1.19% 1.58%
Assets 1 869.5 945 1,025 1,212 1,315 1,255
Book Value Per Share 2 6.450 6.830 6.930 7.060 6.590 7.140
Cash Flow per Share 2 13.00 12.90 17.30 12.90 2.260 2.380
Capex 1 1.02 0.96 1.14 1.25 2.14 0.79
Capex / Sales 2.55% 2.25% 3.33% 3.39% 4.64% 1.47%
Announcement Date 3/1/19 2/28/20 3/5/21 3/9/22 3/29/23 3/26/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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