Financials United Finance Limited

Equities

UNITEDFIN

BD0113ULC009

Corporate Financial Services

End-of-day quote Dhaka S.E. 06:00:00 2024-06-02 pm EDT 5-day change 1st Jan Change
9.7 BDT 0.00% Intraday chart for United Finance Limited -3.00% -38.61%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 3,331 3,237 3,312 3,948 2,956 2,956
Enterprise Value (EV) 1 2,631 2,341 3,058 4,107 5,408 6,146
P/E ratio 12 x 13.2 x 15.7 x 17.8 x 20.7 x 20.7 x
Yield 5.62% 5.78% 5.65% 4.74% 3.16% 3.8%
Capitalization / Revenue 3.61 x 3.64 x 4.44 x 5 x 3.7 x 3.59 x
EV / Revenue 2.85 x 2.63 x 4.1 x 5.2 x 6.77 x 7.45 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.07 x 1.02 x 1.03 x 1.22 x 0.93 x 0.91 x
Nbr of stocks (in thousands) 187,115 187,115 187,115 187,115 187,115 187,115
Reference price 2 17.80 17.30 17.70 21.10 15.80 15.80
Announcement Date 4/9/19 7/6/20 4/13/21 4/26/22 5/3/23 5/9/24
1BDT in Million2BDT
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 921.8 890.2 746.5 790 798.7 824.5
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 473.3 385.3 271.5 259.6 162 226.6
Net income 1 276.8 244.7 211.2 222.2 142.5 143.1
Net margin 30.02% 27.49% 28.3% 28.13% 17.85% 17.36%
EPS 2 1.479 1.308 1.129 1.188 0.7618 0.7648
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 1.000 1.000 1.000 1.000 0.5000 0.6000
Announcement Date 4/9/19 7/6/20 4/13/21 4/26/22 5/3/23 5/9/24
1BDT in Million2BDT
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - 159 2,452 3,190
Net Cash position 1 700 896 254 - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 9.01% 7.77% 6.62% 6.9% 4.43% 4.45%
ROA (Net income/ Total Assets) 1.15% 1.07% 0.98% 0.94% 0.54% 0.51%
Assets 1 24,010 22,903 21,645 23,711 26,523 28,005
Book Value Per Share 2 16.70 17.00 17.10 17.30 17.10 17.30
Cash Flow per Share 2 17.80 20.40 14.80 28.80 17.80 22.00
Capex 1 41.8 39.6 52.9 49.2 82.3 28.6
Capex / Sales 4.53% 4.45% 7.09% 6.23% 10.3% 3.47%
Announcement Date 4/9/19 7/6/20 4/13/21 4/26/22 5/3/23 5/9/24
1BDT in Million2BDT
Estimates
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