Financials Trustco Group Holdings Limited

Equities

TUC

NA000A0RF067

Multiline Insurance & Brokers

End-of-day quote NAMIBIAN S.E. 06:00:00 2024-04-25 pm EDT 5-day change 1st Jan Change
0.2 ZAR 0.00% Intraday chart for Trustco Group Holdings Limited -13.04% -60.00%

Valuation

Fiscal Period: August 2018 2019 2020 2021 2022 2023
Capitalization 1 10,545 6,043 5,107 2,589 806.7 527.6
Enterprise Value (EV) 1 11,880 8,206 6,661 4,452 3,075 2,947
P/E ratio 57.4 x 15.9 x -24.4 x -2.72 x 0.33 x -0.81 x
Yield - - - - - -
Capitalization / Revenue 12.9 x 3.9 x 12.3 x 7.47 x -0.48 x -1.27 x
EV / Revenue 14.6 x 5.3 x 16.1 x 12.8 x -1.85 x -7.08 x
EV / EBITDA 263,999 x 22.8 x -11.7 x -7.18 x -1.71 x -5.53 x
EV / FCF -34.7 x 32.1 x -11.4 x - -0.58 x 85.7 x
FCF Yield -2.88% 3.11% -8.8% - -173% 1.17%
Price to Book 2.83 x 1.87 x 1.87 x 1.28 x 0.26 x 0.46 x
Nbr of stocks (in thousands) 782,076 929,679 1,571,452 1,569,528 1,612,779 941,238
Reference price 2 13.48 6.500 3.250 1.650 0.5002 0.5605
Announcement Date 7/30/18 7/5/19 2/26/21 2/1/22 2/28/23 12/7/23
1NAD in Million2NAD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: August 2018 2019 2020 2021 2022 2023
Net sales 1 816 1,550 414.5 346.7 -1,664 -416
EBITDA 1 0.045 360.6 -569.3 -620.4 -1,794 -533
EBIT 1 -35.22 324.1 -605.4 -644.5 -1,799 -538
Operating Margin -4.32% 20.91% -146.06% -185.88% 108.11% 129.33%
Earnings before Tax (EBT) 1 241.7 605.9 -203.6 -1,026 1,437 -681
Net income 1 178.8 608.2 -177.4 -951.2 1,437 -681
Net margin 21.92% 39.25% -42.8% -274.34% -86.36% 163.7%
EPS 2 0.2347 0.4081 -0.1330 -0.6060 1.527 -0.6914
Free Cash Flow 1 -342.5 255.4 -586.3 - -5,314 34.38
FCF margin -41.98% 16.48% -141.46% - 319.34% -8.26%
FCF Conversion (EBITDA) - 70.83% - - - -
FCF Conversion (Net income) - 41.99% - - - -
Dividend per Share - - - - - -
Announcement Date 7/30/18 7/5/19 2/26/21 2/1/22 2/28/23 12/7/23
1NAD in Million2NAD
Estimates

Balance Sheet Analysis

Fiscal Period: August 2018 2019 2020 2021 2022 2023
Net Debt 1 1,335 2,163 1,554 1,863 2,268 2,419
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) 29,675 x 5.999 x -2.73 x -3.003 x -1.264 x -4.538 x
Free Cash Flow 1 -343 255 -586 - -5,314 34.4
ROE (net income / shareholders' equity) 8.22% 18.3% 17.5% - 129% -45.6%
ROA (Net income/ Total Assets) -0.38% 3.09% -4.49% - -25.3% -8.23%
Assets 1 -47,285 19,677 3,950 - -5,679 8,271
Book Value Per Share 2 4.770 3.480 1.740 1.290 1.950 1.220
Cash Flow per Share 2 0.0900 0.1900 0.0900 0.0100 0.0100 0.0100
Capex 1 252 268 149 111 - -
Capex / Sales 30.93% 17.3% 36.04% 32.14% - -
Announcement Date 7/30/18 7/5/19 2/26/21 2/1/22 2/28/23 12/7/23
1NAD in Million2NAD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

Annual profits - Rate of surprise

  1. Stock Market
  2. Equities
  3. TUC Stock
  4. Financials Trustco Group Holdings Limited