Financials Truist Financial Corporation

Equities

TFC

US89832Q1094

Banks

Market Closed - Nyse 04:00:01 2024-04-26 pm EDT 5-day change 1st Jan Change
38.17 USD +0.53% Intraday chart for Truist Financial Corporation +3.72% +3.39%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 75,525 64,615 78,158 57,091 49,239 51,075 - -
Enterprise Value (EV) 1 75,525 64,615 78,158 57,091 49,239 51,075 51,075 51,075
P/E ratio 15.2 x 15.6 x 13.1 x 9.71 x -34.2 x 8.8 x 9.93 x 8.28 x
Yield 3.04% 3.76% 3.18% 4.65% 5.63% 5.49% 5.57% 5.7%
Capitalization / Revenue 5.96 x 2.83 x 3.49 x 2.46 x 2.09 x 2.56 x 2.48 x 2.35 x
EV / Revenue 5.96 x 2.83 x 3.49 x 2.46 x 2.09 x 2.56 x 2.48 x 2.35 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.23 x 1.03 x 1.24 x 1.06 x 0.94 x 0.85 x 0.81 x 0.78 x
Nbr of stocks (in thousands) 1,341,000 1,348,118 1,334,892 1,326,766 1,333,668 1,338,096 - -
Reference price 2 56.32 47.93 58.55 43.03 36.92 38.17 38.17 38.17
Announcement Date 1/30/20 1/21/21 1/18/22 1/19/23 1/18/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 12,664 22,830 22,400 23,177 23,610 19,930 20,561 21,700
EBITDA - - - - - - - -
EBIT 1 5,276 9,210 7,180 8,585 8,609 7,722 8,529 -
Operating Margin 41.66% 40.34% 32.05% 37.04% 36.46% 38.75% 41.48% -
Earnings before Tax (EBT) 1 4,019 5,473 7,993 7,669 -185 6,002 6,642 7,827
Net income 1 3,028 4,184 6,000 5,900 -1,452 6,031 5,162 6,083
Net margin 23.91% 18.33% 26.79% 25.46% -6.15% 30.26% 25.11% 28.03%
EPS 2 3.710 3.080 4.470 4.430 -1.080 4.336 3.845 4.607
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 1.710 1.800 1.860 2.000 2.080 2.095 2.127 2.178
Announcement Date 1/30/20 1/21/21 1/18/22 1/19/23 1/18/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 5,626 5,600 5,351 5,683 5,885 6,258 6,153 5,972 5,729 5,756 4,871 5,121 4,977 4,994 4,959
EBITDA - - - - - - - - - - - - - - -
EBIT 1 1,803 1,866 1,651 2,075 2,247 2,536 2,411 2,170 1,925 1,941 2,132 1,508 2,050 2,056 1,985
Operating Margin 32.05% 33.32% 30.85% 36.51% 38.18% 40.52% 39.18% 36.34% 33.6% 33.72% 43.77% 29.45% 41.18% 41.16% 40.04%
Earnings before Tax (EBT) 1 2,127 1,969 1,746 1,904 2,000 2,019 1,909 1,632 1,428 -5,154 1,365 1,609 1,251 1,267 1,505
Net income 1 1,600 1,500 1,300 1,454 1,536 1,610 1,410 1,234 1,071 -5,167 1,091 2,582 946.8 980.2 1,109
Net margin 28.44% 26.79% 24.29% 25.59% 26.1% 25.73% 22.92% 20.66% 18.69% -89.77% 22.4% 50.42% 19.02% 19.63% 22.36%
EPS 2 1.200 1.130 0.9900 1.090 1.150 1.200 1.050 0.9200 0.8000 -3.850 0.8100 2.131 0.8246 0.8521 0.8262
Dividend per Share 2 0.4800 0.4800 0.4800 0.4800 0.5200 0.5200 0.5200 0.5200 0.5200 0.5200 0.5200 0.5200 0.5246 0.5246 0.5238
Announcement Date 10/15/21 1/18/22 4/19/22 7/19/22 10/18/22 1/19/23 4/20/23 7/20/23 10/19/23 1/18/24 4/22/24 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 9.87% 6.82% 9.7% 10.4% -2.6% 7.96% 8.5% 10.1%
ROA (Net income/ Total Assets) 1.31% 0.9% 1.23% 1.15% -0.19% 0.91% 0.98% 1.15%
Assets 1 231,145 464,889 487,805 513,043 764,211 661,084 524,217 531,289
Book Value Per Share 2 45.70 46.50 47.10 40.60 39.30 44.70 46.90 48.80
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 1/30/20 1/21/21 1/18/22 1/19/23 1/18/24 - - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
22
Last Close Price
38.17 USD
Average target price
42.43 USD
Spread / Average Target
+11.15%
Consensus
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