Financials The Karur Vysya Bank Limited

Equities

KARURVYSYA

INE036D01028

Banks

Market Closed - NSE India S.E. 07:43:48 2024-04-26 am EDT 5-day change 1st Jan Change
191.2 INR -0.03% Intraday chart for The Karur Vysya Bank Limited +0.79% +13.20%

Valuation

Fiscal Period: März 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 56,980 16,143 44,442 37,033 83,705 153,564 - -
Enterprise Value (EV) 1 56,980 16,143 44,442 37,033 83,705 153,564 153,564 153,564
P/E ratio 27 x 6.87 x 12.4 x 5.51 x 7.58 x 10 x 8.93 x 7.83 x
Yield 0.84% - 0.9% 3.46% 1.92% 1.54% 1.74% 2%
Capitalization / Revenue 2.41 x 0.69 x 1.88 x 1.36 x 2.5 x 4.05 x 3.61 x 3.12 x
EV / Revenue 2.41 x 0.69 x 1.88 x 1.36 x 2.5 x 4.05 x 3.61 x 3.12 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.9 x 0.24 x 0.64 x 0.49 x 0.98 x 1.56 x 1.36 x 1.19 x
Nbr of stocks (in thousands) 799,159 799,168 799,311 799,859 801,775 803,158 - -
Reference price 2 71.30 20.20 55.60 46.30 104.4 191.2 191.2 191.2
Announcement Date 5/15/19 6/24/20 5/28/21 5/20/22 5/15/23 - - -
1INR in Million2INR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: März 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 23,628 23,479 23,595 27,154 33,488 37,910 42,521 49,298
EBITDA - - - - - - - -
EBIT 1 17,108 17,608 14,293 16,302 24,758 26,129 29,314 34,356
Operating Margin 72.4% 75% 60.58% 60.04% 73.93% 68.92% 68.94% 69.69%
Earnings before Tax (EBT) 1 3,222 2,722 5,344 9,309 14,369 20,360 22,865 26,252
Net income 1 2,109 2,350 3,594 6,733 11,061 15,324 17,165 19,720
Net margin 8.92% 10.01% 15.23% 24.79% 33.03% 40.42% 40.37% 40%
EPS 2 2.640 2.940 4.500 8.410 13.78 19.10 21.42 24.42
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.6000 - 0.5000 1.600 2.000 2.950 3.333 3.833
Announcement Date 5/15/19 6/24/20 5/28/21 5/20/22 5/15/23 - - -
1INR in Million2INR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: March 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 5,836 6,126 6,379 6,803 6,872 7,099 7,459 8,214 8,890 8,926 8,971 9,104 9,275 9,896
EBITDA - - - - - - - - - - - - - -
EBIT 1 2,569 2,498 4,286 3,738 4,016 4,413 4,755 5,723 6,890 7,390 6,484 6,052 5,961 6,412
Operating Margin 44.02% 40.77% 67.19% 54.95% 58.44% 62.16% 63.75% 69.68% 77.5% 82.8% 72.28% 66.47% 64.27% 64.79%
Earnings before Tax (EBT) 1 557 1,783 1,646 2,097 2,555 3,012 3,208 3,451 3,249 4,460 4,890 4,611 4,688 5,079
Net income 1 346.3 1,044 1,089 1,654 1,855 2,135 2,288 2,502 2,893 3,378 3,586 3,582 3,661 3,861
Net margin 5.93% 17.04% 17.07% 24.32% 26.99% 30.07% 30.67% 30.47% 32.54% 37.85% 39.98% 39.34% 39.47% 39.01%
EPS 2 0.4300 1.310 1.360 2.070 2.320 2.670 2.860 3.120 3.600 4.200 4.460 4.333 4.550 4.625
Dividend per Share - - - - - - - - - - - - - -
Announcement Date 2/11/21 5/28/21 8/4/21 11/8/21 1/31/22 5/20/22 7/25/22 10/21/22 1/23/23 5/15/23 7/17/23 - - -
1INR in Million2INR
Estimates

Balance Sheet Analysis

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 3.32% 3.61% 5.16% 8.86% 13.7% 16.6% 16% 15.8%
ROA (Net income/ Total Assets) 0.31% 0.32% 0.49% 0.86% 1.27% 1.58% 1.51% 1.47%
Assets 1 680,226 734,437 733,449 782,872 870,937 967,855 1,136,775 1,344,542
Book Value Per Share 2 79.60 82.60 87.10 95.00 107.0 123.0 141.0 161.0
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 5/15/19 6/24/20 5/28/21 5/20/22 5/15/23 - - -
1INR in Million2INR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B-
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