On March 21, 2024, Sterling Bancorp, Inc. (the Company) promoted Christine Meredith to the position of Chief Operating Officer of the Company, effective April 1, 2024. Ms. Meredith was also promoted to the position of Chief Operating Officer of Sterling Bank and Trust, F.S.B. (the Bank). On March 21, 2024, the Board of Directors of the Company also appointed Ms. Meredith as a director of the Company, effective upon the resignation of Lyle Wolberg which is effective as of March 31, 2024, to serve until the 2024 annual meeting of shareholders of the Company.

Ms. Meredith was also appointed as a director of the Bank, effective upon the receipt of all appropriate regulatory approvals and non-objections, to serve until the 2024 annual meeting of shareholders of the Bank. Ms. Meredith, age 50, served as the Company?s and the Bank?s Chief Risk Officer from February 2020 until her promotion to Chief Operating Officer. In July 2023 she was promoted to Senior Executive Vice President.

Ms. Meredith has over 25 years of experience as banker, regulator, and consultant to the financial services industry. Prior to joining Sterling, Ms. Meredith served as Senior Vice President and Director of Enterprise Risk Management at Columbia Banking System from 2010 through 2020. Its subsidiary, Columbia Bank, was a regional bank based in Tacoma, Washington.

Ms. Meredith served as a Risk Management Examiner with the Federal Deposit Insurance Corporation in Seattle, Washington from 2009 to 2010, with a focus on credit and financial risk reviews. Ms. Meredith worked with Washington Mutual from 2003 to 2008 in various capacities including enterprise risk management, commercial real estate product development, and regulatory implementation. Ms. Meredith was a consultant with the Secura Group, a boutique financial services consulting firm based in Washington, DC, from 2002 to 2003, and previously from 1996 to 1998.

Ms. Meredith worked for Arthur Andersen in Los Angeles, California as a Business Process Consultant from 2000 to 2002. In 2000, Ms. Meredith was commissioned as a Safety and Soundness Examiner for the Federal Reserve?s Twelfth District in San Francisco, California, where she conducted risk management, compliance, trust, and information technology examinations. Ms. Meredith is a member of the American Bankers Association?s Certified Enterprise Risk Professionals Board.

Previously, she served on the Mid-Tier Bank and Enterprise Risk Management Councils for the Risk Management Association. Ms. Meredith also served as Chair of the Enterprise Risk Management Committee for the Washington Bankers Association. Ms. Meredith received her Bachelor of Science degree in Finance from Georgetown University.