Financials Sparekassen Sjælland-Fyn A/S

Equities

SPKSJF

DK0060670776

Banks

Real-time Estimate Cboe Europe 06:01:28 2024-05-01 am EDT 5-day change 1st Jan Change
216.5 DKK 0.00% Intraday chart for Sparekassen Sjælland-Fyn A/S -3.14% +8.11%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 1,552 1,558 2,839 3,356 3,438 3,601 -
Enterprise Value (EV) 1 1,552 1,558 2,839 3,356 3,438 3,601 3,601
P/E ratio 7.66 x 7.63 x 6.79 x 9.68 x 6.8 x 6.26 x 6.56 x
Yield 3.35% - 3.64% 3.1% - 2.77% 2.77%
Capitalization / Revenue 1.41 x 1.31 x 2.25 x 2.63 x 2.17 x 2.15 x 2.18 x
EV / Revenue 1.41 x 1.31 x 2.25 x 2.63 x 2.17 x 2.15 x 2.18 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 0.54 x 0.52 x 0.83 x 0.92 x - 0.82 x 0.75 x
Nbr of stocks (in thousands) 17,316 17,316 17,209 17,345 17,206 16,634 -
Reference price 2 89.60 90.00 165.0 193.5 199.8 216.5 216.5
Announcement Date 2/10/20 2/11/21 2/10/22 2/10/23 2/9/24 - -
1DKK in Million2DKK
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 1,097 1,186 1,263 1,278 1,584 1,676 1,649
EBITDA - - - - - - -
EBIT 1 266.6 367.8 484.2 454.6 676.2 794 754
Operating Margin 24.3% 31.01% 38.35% 35.58% 42.68% 47.37% 45.72%
Earnings before Tax (EBT) 1 251.3 241.9 531 482 700.6 752 710
Net income 1 226.7 228.7 443.5 371.8 558.4 577 530
Net margin 20.67% 19.28% 35.12% 29.1% 35.25% 34.43% 32.14%
EPS 2 11.70 11.80 24.30 20.00 29.40 34.60 33.00
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 3.000 - 6.000 6.000 - 6.000 6.000
Announcement Date 2/10/20 2/11/21 2/10/22 2/10/23 2/9/24 - -
1DKK in Million2DKK
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 S1 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4
Net sales 1 - 295.2 307.3 316.8 344.7 333.8 346.1
EBITDA - - - - - - -
EBIT - 105.2 105.2 99.17 - - -
Operating Margin - 35.64% 34.24% 31.31% - - -
Earnings before Tax (EBT) 1 301.6 119.3 110.1 100.8 - 137.7 131.1
Net income 1 - 98.55 91.88 82.35 87.77 106.3 95.36
Net margin - 33.38% 29.9% 26% 25.46% 31.84% 27.55%
EPS 2 - 5.400 5.000 4.400 6.000 5.800 5.100
Dividend per Share - - - - - - -
Announcement Date 8/11/21 11/3/21 2/10/22 5/5/22 8/11/22 11/3/22 2/10/23
1DKK in Million2DKK
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 7.2% 6.9% 12.4% 9.38% - 13.8% 11.7%
ROA (Net income/ Total Assets) 0.92% 0.87% 1.61% - - - -
Assets 1 24,609 26,312 27,634 - - - -
Book Value Per Share 2 165.0 174.0 198.0 209.0 - 263.0 290.0
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 2/10/20 2/11/21 2/10/22 2/10/23 2/9/24 - -
1DKK in Million2DKK
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
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