Stock NONG SPAREBANK 1 NORD-NORGE
Add to a list
To use this feature you must be a member
Log inSign up

Financials SpareBank 1 Nord-Norge

Equities

NONG

NO0006000801

Banks

Market Closed - Oslo Bors
Other stock markets
 10:45:00 2024-04-26 am EDT 		5-day change 1st Jan Change
98.66 NOK -0.34% Intraday chart for SpareBank 1 Nord-Norge +1.98% -4.40%
Mar. 15 Sparebank 1 Nord-Norge Approves Cash Dividend for 2023, Payable on April 4, 2024 CI
Feb. 08 Sparebank 1 Nord-Norge Proposes Cash Dividend, Payable on 4 April 2024 CI

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 7,881 7,490 11,305 9,638 10,361 9,905 - -
Enterprise Value (EV) 1 7,881 7,490 11,305 9,638 10,361 9,905 9,905 9,905
P/E ratio 8.36 x 9.46 x 11 x 11.6 x 9.08 x 7.7 x 8.08 x 7.88 x
Yield 7.01% 5.23% 6.22% 8.54% - 8.41% 8.13% 8.45%
Capitalization / Revenue 1.91 x 1.84 x 2.62 x 2.37 x 1.96 x 1.72 x 1.73 x 1.71 x
EV / Revenue 1.91 x 1.84 x 2.62 x 2.37 x 1.96 x 1.72 x 1.73 x 1.71 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.27 x 1.13 x 1.71 x 1.34 x - 1.24 x 1.19 x 1.1 x
Nbr of stocks (in thousands) 100,398 100,398 100,398 100,398 100,398 100,398 - -
Reference price 2 78.50 74.60 112.6 96.00 103.2 98.66 98.66 98.66
Announcement Date 2/13/20 2/11/21 2/10/22 2/9/23 2/8/24 - - -
1NOK in Million2NOK
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 4,124 4,060 4,307 4,064 5,297 5,755 5,740 5,791
EBITDA - - - - - - - -
EBIT 1 2,484 2,434 2,559 2,427 3,389 3,832 3,742 3,739
Operating Margin 60.23% 59.95% 59.41% 59.72% 63.98% 66.58% 65.2% 64.56%
Earnings before Tax (EBT) 1 2,473 2,102 2,794 2,364 3,273 3,806 3,600 3,567
Net income 1 2,062 1,742 2,283 1,824 2,521 2,800 2,649 2,712
Net margin 50% 42.91% 53.01% 44.88% 47.59% 48.65% 46.15% 46.83%
EPS 2 9.390 7.890 10.24 8.250 11.36 12.82 12.21 12.52
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 5.500 3.900 7.000 8.200 - 8.300 8.018 8.333
Announcement Date 2/13/20 2/11/21 2/10/22 2/9/23 2/8/24 - - -
1NOK in Million2NOK
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 1,011 1,298 928 844 972 1,320 1,267 1,198 1,220 1,612 1,411 1,453 1,448 1,444 1,438
EBITDA - - - - - - - - - - - - - - -
EBIT 1 616 726 532 448 584 863 846 768 756 1,019 970.5 1,006 981.5 872.5 940
Operating Margin 60.93% 55.93% 57.33% 53.08% 60.08% 65.38% 66.77% 64.11% 61.97% 63.21% 68.8% 69.28% 67.8% 60.43% 65.37%
Earnings before Tax (EBT) 1 663 838 564 431 528 841 903 738 704 928 931.5 1,105 929.8 839.8 894.3
Net income 1 531 711 454 345 389 659 721 547 509 752 710.1 847.6 709.4 646 673.5
Net margin 52.52% 54.78% 48.92% 40.88% 40.02% 49.92% 56.91% 45.66% 41.72% 46.65% 50.34% 58.34% 49% 44.75% 46.83%
EPS 2 2.420 3.080 2.020 1.560 1.730 3.010 3.240 2.410 2.270 3.380 3.249 3.881 3.244 2.952 3.110
Dividend per Share 2 - 7.000 - - 3.400 4.800 - - - - 4.550 - - 8.750 -
Announcement Date 10/28/21 2/10/22 5/6/22 8/11/22 10/27/22 2/9/23 5/10/23 8/10/23 10/26/23 2/8/24 - - - - -
1NOK in Million2NOK
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 15.9% 12.6% 15.1% 11.9% - 16.3% 15.1% 14.8%
ROA (Net income/ Total Assets) 1.89% 1.52% 1.93% 1.51% - 2.3% 2% 1.85%
Assets 1 109,101 114,411 118,239 120,851 - 121,744 132,451 146,596
Book Value Per Share 2 61.80 65.80 65.80 71.70 - 79.40 83.00 89.50
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/13/20 2/11/21 2/10/22 2/9/23 2/8/24 - - -
1NOK in Million2NOK
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for SpareBank 1 Nord-Norge

Trading Rating
Investor Rating
ESG Refinitiv
C
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
4
Last Close Price
98.66 NOK
Average target price
111.8 NOK
Spread / Average Target
+13.27%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

Sector Other Banks

1st Jan change Capi.
SPAREBANK 1 NORD-NORGE Stock SpareBank 1 Nord-Norge
-4.40% 897M
JPMORGAN CHASE & CO. Stock JPMorgan Chase & Co.
+13.75% 556B
BANK OF AMERICA CORPORATION Stock Bank of America Corporation
+12.36% 298B
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED Stock Industrial and Commercial Bank of China Limited
+8.64% 247B
WELLS FARGO & COMPANY Stock Wells Fargo & Company
+21.72% 210B
BANK OF CHINA LIMITED Stock Bank of China Limited
+16.11% 170B
CHINA CONSTRUCTION BANK CORPORATION Stock China Construction Bank Corporation
+6.88% 162B
HSBC HOLDINGS PLC Stock HSBC Holdings plc
+4.42% 153B
HDFC BANK LIMITED Stock HDFC Bank Limited
-11.67% 138B
ROYAL BANK OF CANADA Stock Royal Bank of Canada
+0.10% 139B
Other Banks
  1. Stock Market
  2. Equities
  3. NONG Stock
  4. Financials SpareBank 1 Nord-Norge