Financials Pt Mandala Multifinance Tbk

Equities

MFIN

ID1000102304

Consumer Lending

End-of-day quote INDONESIA S.E. 06:00:00 2024-04-29 pm EDT 5-day change 1st Jan Change
3,160 IDR -0.63% Intraday chart for Pt Mandala Multifinance Tbk -0.63% +8.22%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 2,345,250 3,445,000 2,623,500 2,888,500 4,385,750 7,738,000
Enterprise Value (EV) 1 3,644,268 5,542,614 3,771,748 4,564,473 5,907,440 9,341,411
P/E ratio 7.04 x 9.15 x 15 x 5.96 x 6.67 x 18.3 x
Yield 5.65% 2.31% 1.92% 6.7% 6.04% -
Capitalization / Revenue 1.9 x 2.48 x 2.59 x 2.25 x 2.67 x 5.25 x
EV / Revenue 2.96 x 3.99 x 3.73 x 3.55 x 3.6 x 6.34 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.14 x 1.51 x 1.12 x 1.05 x 1.36 x 2.28 x
Nbr of stocks (in thousands) 2,650,000 2,650,000 2,650,000 2,650,000 2,650,000 2,650,000
Reference price 2 885.0 1,300 990.0 1,090 1,655 2,920
Announcement Date 3/29/19 3/31/20 4/1/21 3/17/22 3/10/23 3/27/24
1IDR in Million2IDR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 1,231,837 1,387,737 1,011,445 1,286,570 1,640,763 1,473,759
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 445,604 513,860 233,486 614,038 839,177 527,278
Net income 1 333,346 377,084 174,397 485,251 658,514 422,910
Net margin 27.06% 27.17% 17.24% 37.72% 40.13% 28.7%
EPS 2 125.8 142.0 65.81 183.0 248.0 159.6
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 50.00 30.00 19.00 73.00 100.0 -
Announcement Date 3/29/19 3/31/20 4/1/21 3/17/22 3/10/23 3/27/24
1IDR in Million2IDR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 1,299,018 2,097,614 1,148,248 1,675,973 1,521,690 1,603,411
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 16.7% 17.4% 7.56% 19% 22% 12.8%
ROA (Net income/ Total Assets) 9.75% 9.03% 3.9% 10.2% 11.1% 6.39%
Assets 1 3,418,442 4,173,915 4,468,281 4,777,880 5,956,869 6,616,032
Book Value Per Share 2 778.0 860.0 881.0 1,043 1,221 1,282
Cash Flow per Share 2 22.70 20.50 180.0 237.0 571.0 513.0
Capex 1 39,941 31,548 21,788 24,538 47,052 69,631
Capex / Sales 3.24% 2.27% 2.15% 1.91% 2.87% 4.72%
Announcement Date 3/29/19 3/31/20 4/1/21 3/17/22 3/10/23 3/27/24
1IDR in Million2IDR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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