Ratings PennyMac Financial Services, Inc.

Equities

PFSI

US70932M1071

Market Closed - Nyse Other stock markets 04:00:02 2024-04-26 pm EDT			5-day change	1st Jan Change
87 ^USD	+0.93%		-1.09%	-1.55%

Apr. 26	UBS Lowers PennyMac Financial Services' Price Target to $100 From $105, Maintains Neutral Rating	MT
Apr. 26	Keefe Bruyette & Woods Adjusts PennyMac Financial Services Price Target to $100 From $105, Maintains Outperform Rating	MT

Strengths

Analysts expect a sharply increasing business volume for the group, with high growth rates in the coming years.
The company's profit outlook over the next few years is a strong asset.
The group's activity appears highly profitable thanks to its outperforming net margins.
The equity is one of the most attractive in the market with regard to earnings multiple-based valuation.
The company's share price in relation to its net book value makes it look relatively cheap.
For the last twelve months, analysts have been gradually revising upwards their EPS forecast for the upcoming fiscal year.
For the last few months, EPS revisions have remained quite promising. Analysts now anticipate higher profitability levels than before.
Analysts covering this company mostly recommend stock overweighting or purchase.
The difference between current prices and the average target price is rather important and implies a significant appreciation potential for the stock.
The average price target of analysts who are interested in the stock has been strongly revised upwards over the last four months.
Considering the small differences between the analysts' various estimates, the group's business visibility is good.
Analysts' price targets are all relatively close, reflecting good visibility on the company's valuation.

Weaknesses

The firm pays small or no dividend to shareholders. For that reason, it is not a yield company.
The overall consensus opinion of analysts has deteriorated sharply over the past four months.
The group usually releases earnings worse than estimated.

Ratings chart - Surperformance

Chart ESG Refinitiv

Sector: Banks

	1st Jan change	Capi.	Investor Rating	ESG Refinitiv
PENNYMAC FINANCIAL SERVICES, INC.	-1.55%	4.43B		B+
AL RAJHI BANKING AND INVESTMENT CORPORATION	-10.40%	82.67B		B-
FIRSTRAND LIMITED	-13.56%	18.91B		B+
CAPITEC BANK HOLDINGS LIMITED	+10.53%	13.78B		C+
FEDERAL NATIONAL MORTGAGE ASSOCIATION	+36.45%	8.38B	-	B-
ABSA GROUP LIMITED	-13.66%	6.22B		B+
LIC HOUSING FINANCE LIMITED	+23.36%	4.36B		B-
WALKER & DUNLOP, INC.	-16.03%	3.13B		C+
WSFS FINANCIAL CORPORATION	-6.71%	2.57B		C-
CATHAY GENERAL BANCORP	-21.38%	2.55B		B-

Investor Rating

Trading Rating

ESG Refinitiv

Financials

Sales growth

Earnings Growth

EBITDA / Sales

Profitability

Finances

Valuation

P/E ratio

EV / Sales

Price to Book

Price to Free Cash Flow

Yield

Momentum

1 year Revenue revision

4 months Revenue revision

7 days Revenue revision

1 year EPS revision

4 months EPS revision

Consensus

Analyst Opinion

Potential Price Target

4m Target Price Revision

4m Revision of opinion

12m Revision of opinion

Business Predictability

Analyst Coverage

Divergence of Estimates

Divergence of analysts' opinions

Divergence of Target Price

Earnings quality

Environment

Emissions

Innovation

Use of resources

Governance

CSR Strategy

Management

Shareholders

Controversy

Technical analysis

ST Timing

MT Timing

LT Timing

RSI

Bollinger Spread

Unusual volumes