Financials Patria Bank SA

Equities

PBK

ROBACRACNOR6

Banks

End-of-day quote Bucharest S.E. 06:00:00 2024-04-25 pm EDT 5-day change 1st Jan Change
0.0805 RON -3.01% Intraday chart for Patria Bank SA -2.42% -1.83%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 341.1 288.5 287.9 257.1 263.9 263.9 -
Enterprise Value (EV) 1 341.1 288.5 287.9 257.1 263.9 263.9 263.9
P/E ratio 99.5 x 103 x 28.9 x 13.3 x 8.05 x 8.05 x 8.05 x
Yield - - - - - - -
Capitalization / Revenue - 1.99 x 1.54 x 1.24 x 1.2 x 1.18 x 1.08 x
EV / Revenue - 1.99 x 1.54 x 1.24 x 1.2 x 1.18 x 1.08 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book - 0.88 x 0.94 x 0.78 x 0.81 x 0.73 x 0.67 x
Nbr of stocks (in thousands) 3,115,331 3,115,331 3,115,331 3,278,814 3,278,814 3,278,814 -
Reference price 2 0.1095 0.0926 0.0924 0.0784 0.0805 0.0805 0.0805
Announcement Date 4/29/20 2/27/21 3/1/22 2/28/23 - - -
1RON in Million2RON
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 - 144.7 187.1 206.9 220 223 244
EBITDA - - - - - - -
EBIT 1 - 26.16 41.29 58.19 62.2 59.5 75.1
Operating Margin - 18.09% 22.07% 28.12% 28.27% 26.68% 30.78%
Earnings before Tax (EBT) 1 - - 17.04 23.34 25 25 43
Net income 1 3.416 2.887 9.887 19.23 25.48 20.6 35.8
Net margin - 2% 5.29% 9.29% 7.59% 9.24% 14.67%
EPS 2 0.001100 0.000900 0.003200 0.005900 0.0100 0.0100 0.0100
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 - - - - - - -
Announcement Date 4/29/20 2/27/21 3/1/22 2/28/23 2/29/24 - -
1RON in Million2RON
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) - 0.89% 3.03% 5.89% 4.8% 5.5% 8.9%
ROA (Net income/ Total Assets) - - 0.26% 0.46% 0.4% 0.4% 0.7%
Assets 1 - - 3,759 4,188 4,175 5,150 5,114
Book Value Per Share 2 - 0.1100 0.1000 0.1000 0.1000 0.1100 0.1200
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 4/29/20 2/27/21 3/1/22 2/28/23 2/29/24 - -
1RON in Million2RON
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
1
Last Close Price
0.0805 RON
Average target price
0.1 RON
Spread / Average Target
+24.22%
Consensus

Annual profits - Rate of surprise

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