PAGAYA TECHNOLOGIES LTD. |
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 10.4 USD | +7.33% |
|
+10.05% | -37.20% |
| Apr. 16 | Pagaya Technologies Ltd. Appoints Tami Rosen as Chair of the New Advisory Board and Newly Appointed Chief Development Officer | CI |
| Apr. 11 | Pagaya Technologies Ltd. Announces Board Changes | CI |
Valuation
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Capitalization 1 | - | 844.5 | 979.9 | 733 | - | - |
| Enterprise Value (EV) 1 | - | 674.4 | 979.9 | 733 | 733 | 733 |
| P/E ratio | -0.08 x | -1.8 x | -7.67 x | 25.2 x | 15.6 x | 104 x |
| Yield | - | - | - | - | - | - |
| Capitalization / Revenue | - | 1.13 x | 1.21 x | 0.74 x | 0.62 x | 0.51 x |
| EV / Revenue | - | 1.13 x | 1.21 x | 0.74 x | 0.62 x | 0.51 x |
| EV / EBITDA | - | -175 x | 11.9 x | 4.5 x | 3.28 x | 2.78 x |
| EV / FCF | - | - | -92.3 x | 6.61 x | 4.78 x | - |
| FCF Yield | - | - | -1.08% | 15.1% | 20.9% | - |
| Price to Book | - | 1.57 x | 0.15 x | 0.89 x | 0.79 x | 0.68 x |
| Nbr of stocks (in thousands) | - | 56,756 | 59,171 | 70,480 | - | - |
| Reference price 2 | 119.2 | 14.88 | 16.56 | 10.40 | 10.40 | 10.40 |
| Announcement Date | 5/27/22 | 2/15/23 | 2/21/24 | - | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Net sales 1 | - | 748.9 | 812.1 | 985.4 | 1,173 | 1,448 |
| EBITDA 1 | - | -4.834 | 82.02 | 163 | 223.7 | 264 |
| EBIT 1 | - | -251.5 | -24.4 | 47.88 | 96.03 | 209 |
| Operating Margin | - | -33.58% | -3% | 4.86% | 8.19% | 14.43% |
| Earnings before Tax (EBT) 1 | - | -276.4 | -181.2 | 1.033 | 50.12 | 60 |
| Net income 1 | -134.3 | -314.5 | -128.4 | 2.366 | 47.5 | 60 |
| Net margin | - | -42% | -15.82% | 0.24% | 4.05% | 4.14% |
| EPS 2 | -1,542 | -8.280 | -2.160 | 0.4133 | 0.6667 | 0.1000 |
| Free Cash Flow 1 | - | - | -10.61 | 110.9 | 153.3 | - |
| FCF margin | - | - | -1.31% | 11.25% | 13.07% | - |
| FCF Conversion (EBITDA) | - | - | - | 68.02% | 68.54% | - |
| FCF Conversion (Net income) | - | - | - | 4,686.25% | 322.76% | - |
| Dividend per Share | - | - | - | - | - | - |
| Announcement Date | 5/27/22 | 2/15/23 | 2/21/24 | - | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: December | 2022 S1 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | - | 204 | 192.9 | 186.6 | 195.6 | 211.8 | 218 | 227.8 | 239.5 | 250.6 | 267.7 | 263.3 |
| EBITDA 1 | - | -5.203 | -8.954 | 2.048 | 17.49 | 28.26 | 34.22 | 35.29 | 38.67 | 43.2 | 46.06 | 51.28 |
| EBIT 1 | - | -64.17 | -26.7 | -24.98 | -10.24 | 0.162 | 10.65 | 7.517 | 10.14 | 13.5 | 16.89 | 23.14 |
| Operating Margin | - | -31.46% | -13.84% | -13.38% | -5.23% | 0.08% | 4.89% | 3.3% | 4.23% | 5.39% | 6.31% | 8.79% |
| Earnings before Tax (EBT) 1 | - | -60.94 | -61.41 | -91.96 | -27.13 | -47.1 | -14.98 | -4.139 | -1.505 | 1.719 | 4.792 | 7.718 |
| Net income 1 | -164.5 | -74.79 | -34 | -60.97 | -31.3 | -21.75 | -14.42 | -3.406 | -1.034 | 1.988 | 4.669 | 6.07 |
| Net margin | - | -36.67% | -17.63% | -32.67% | -16% | -10.27% | -6.61% | -1.5% | -0.43% | 0.79% | 1.74% | 2.31% |
| EPS 2 | -3.240 | -1.320 | -0.6000 | -1.080 | -0.4800 | -0.3600 | -0.2400 | 0.0733 | 0.1067 | 0.1267 | 0.1533 | 0.1300 |
| Dividend per Share | - | - | - | - | - | - | - | - | - | - | - | - |
| Announcement Date | 8/16/22 | 11/10/22 | 2/15/23 | 5/16/23 | 8/10/23 | 11/2/23 | 2/21/24 | - | - | - | - | - |
1USD in Million2USD
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - |
| Net Cash position | - | 170 | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - |
| Free Cash Flow 1 | - | - | -10.6 | 111 | 153 | - |
| ROE (net income / shareholders' equity) | - | -38.5% | - | - | 2.5% | 5.9% |
| ROA (Net income/ Total Assets) | - | - | - | - | 1.4% | 3.2% |
| Assets 1 | - | - | - | - | 3,393 | 1,875 |
| Book Value Per Share 2 | - | 9.490 | 109.0 | 11.60 | 13.10 | 15.30 |
| Cash Flow per Share | - | - | - | - | - | - |
| Capex 1 | - | 22.4 | 20.2 | 20 | 20 | - |
| Capex / Sales | - | 2.99% | 2.49% | 2.03% | 1.7% | - |
| Announcement Date | 5/27/22 | 2/15/23 | 2/21/24 | - | - | - |
1USD in Million2USD
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
Sell
Buy
Mean consensus
BUY
Number of Analysts
6
Last Close Price
10.4
USD
Average target price
38
USD
Spread / Average Target
+265.38%
EPS Revisions
| 1st Jan change | Capi. | |
|---|---|---|
| -37.20% | 733M | |
| +1.84% | 178B | |
| +15.86% | 39.08B | |
| +1.11% | 39.08B | |
| +40.35% | 15.71B | |
| -32.17% | 10.23B | |
| +21.51% | 9.16B | |
| -22.87% | 8.98B | |
| +58.27% | 6.75B | |
| -9.32% | 5.05B |
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