Market Closed -
Nasdaq
04:30:01 2024-05-03 pm EDT
|
5-day change
|
1st Jan Change
|
3.51
USD
|
+9.01%
|
|
+11.43%
|
-10.23%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Capitalization
1 |
642.6
|
534.8
|
575.2
|
182.9
|
133.8
|
121.3
|
-
|
Enterprise Value (EV)
1 |
642.6
|
534.8
|
575.2
|
182.9
|
133.8
|
121.3
|
121.3
|
P/E ratio
|
59.5
x
|
-11.7
x
|
13
x
|
-2.32
x
|
-0.8
x
|
-3.04
x
|
14.7
x
|
Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capitalization / Revenue
|
1.07
x
|
0.92
x
|
0.92
x
|
0.19
x
|
0.13
x
|
0.12
x
|
0.11
x
|
EV / Revenue
|
1.07
x
|
0.92
x
|
0.92
x
|
0.19
x
|
0.13
x
|
0.12
x
|
0.11
x
|
EV / EBITDA
|
8.65
x
|
24.2
x
|
12.2
x
|
-
|
-13
x
|
1.66
x
|
1.45
x
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
1.31
x
|
1.15
x
|
1.07
x
|
0.33
x
|
0.33
x
|
0.37
x
|
0.35
x
|
Nbr of stocks (in thousands)
|
27,001
|
27,607
|
28,403
|
33,193
|
34,230
|
34,557
|
-
|
Reference price
2 |
23.80
|
19.37
|
20.25
|
5.510
|
3.910
|
3.510
|
3.510
|
Announcement Date
|
2/27/20
|
2/18/21
|
2/24/22
|
3/13/23
|
3/12/24
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net sales
1 |
600.1
|
583.7
|
626.8
|
952.5
|
1,057
|
996.8
|
1,111
|
EBITDA
1 |
74.3
|
22.1
|
47
|
-
|
-10.3
|
73.2
|
83.7
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
84.4
|
-58.1
|
62.8
|
-75.3
|
-253.7
|
-61.98
|
9.79
|
Net income
1 |
61.6
|
-45.1
|
47.4
|
-77.7
|
-180
|
-44.27
|
9.322
|
Net margin
|
10.26%
|
-7.73%
|
7.56%
|
-8.16%
|
-17.03%
|
-4.44%
|
0.84%
|
EPS
2 |
0.4000
|
-1.650
|
1.560
|
-2.370
|
-4.880
|
-1.154
|
0.2385
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/27/20
|
2/18/21
|
2/24/22
|
3/13/23
|
3/12/24
|
-
|
-
|
Fiscal Period: December |
2021 Q3
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
---|
Net sales
1 |
159.1
|
194.1
|
214.7
|
225.8
|
250.1
|
261.9
|
259.5
|
266.6
|
268.2
|
262.6
|
240.5
|
245.6
|
251.8
|
259
|
262.8
|
EBITDA
1 |
18.1
|
23.1
|
33.9
|
-4.5
|
-
|
-
|
-24.5
|
4.3
|
15.6
|
1.7
|
-5.018
|
12.2
|
22.8
|
33.2
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
28.1
|
20.9
|
57.7
|
-12.7
|
-112.4
|
-7.9
|
-141.5
|
-17.5
|
-37.4
|
-57.3
|
-38.76
|
-18.28
|
-6.998
|
1.818
|
-6.238
|
Net income
1 |
23
|
14.2
|
45.7
|
-9.2
|
-105.8
|
-8.4
|
-102.1
|
-14.9
|
-21.1
|
-41.8
|
-29.05
|
-12.87
|
-4.422
|
1.918
|
-4.679
|
Net margin
|
14.46%
|
7.32%
|
21.29%
|
-4.07%
|
-42.3%
|
-3.21%
|
-39.34%
|
-5.59%
|
-7.87%
|
-15.92%
|
-12.08%
|
-5.24%
|
-1.76%
|
0.74%
|
-1.78%
|
EPS
2 |
0.7500
|
0.4600
|
1.370
|
-0.2800
|
-3.210
|
-0.2500
|
-3.000
|
-0.4100
|
-0.5500
|
-1.090
|
-0.7534
|
-0.3334
|
-0.1161
|
0.0523
|
-0.1200
|
Dividend per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
11/3/21
|
2/24/22
|
5/9/22
|
8/8/22
|
11/7/22
|
3/13/23
|
5/8/23
|
8/8/23
|
11/6/23
|
3/12/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
14.7%
|
-3%
|
14.7%
|
12.1%
|
-26.1%
|
-0.98%
|
2.3%
|
ROA (Net income/ Total Assets)
|
3.13%
|
-0.67%
|
3.18%
|
2.12%
|
-5.12%
|
-0.11%
|
0.24%
|
Assets
1 |
1,971
|
6,687
|
1,492
|
-3,672
|
3,514
|
39,531
|
3,820
|
Book Value Per Share
2 |
18.10
|
16.90
|
18.90
|
16.70
|
11.70
|
9.610
|
9.920
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/27/20
|
2/18/21
|
2/24/22
|
3/13/23
|
3/12/24
|
-
|
-
|
Last Close Price
3.51
USD Average target price
5.75
USD Spread / Average Target +63.82% Consensus |
1st Jan change
|
Capi.
|
---|
| -10.23% | 121M | | -5.41% | 51.37B | | -3.47% | 31.37B | | +61.37% | 28.64B | | +20.90% | 24.24B | | +19.40% | 18.31B | | +3.89% | 13.19B | | +26.16% | 11.67B | | +15.22% | 8.19B | | -30.05% | 7.35B |
Other Consumer Lending
|