Financials Lotte Non - Life Insurance Co., Ltd.

Equities

A000400

KR7000400002

Property & Casualty Insurance

End-of-day quote Korea S.E. 06:00:00 2024-04-25 pm EDT 5-day change 1st Jan Change
3,530 KRW -5.74% Intraday chart for Lotte Non - Life Insurance Co., Ltd. +10.66% +47.70%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 351,262 641,403 540,943 500,758 437,391 738,773
Enterprise Value (EV) 1 658,498 978,448 927,788 819,865 1,000,318 1,746,356
P/E ratio 3.97 x -6.38 x -20.1 x 4.27 x -6.6 x 2.47 x
Yield - - - - - -
Capitalization / Revenue 0.14 x 0.24 x 0.18 x 0.22 x 0.2 x 0.31 x
EV / Revenue 0.26 x 0.37 x 0.31 x 0.35 x 0.45 x 0.74 x
EV / EBITDA 8.43 x -12 x 4.61 x 6.12 x -17.5 x 1.87 x
EV / FCF -0.19 x -2.26 x 2.39 x 1.42 x 4.28 x -5.41 x
FCF Yield -523% -44.2% 41.8% 70.6% 23.3% -18.5%
Price to Book 0.62 x 0.66 x 0.57 x 0.5 x 0.97 x 0.61 x
Nbr of stocks (in thousands) 133,054 309,110 309,110 309,110 309,110 309,110
Reference price 2 2,640 2,075 1,750 1,620 1,415 2,390
Announcement Date 3/1/19 2/29/20 3/1/21 3/1/22 3/1/23 2/29/24
1KRW in Million2KRW
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 2,503,711 2,620,961 3,006,641 2,320,314 2,227,129 2,363,565
EBITDA 1 78,140 -81,349 201,118 134,037 -57,126 933,876
EBIT 1 68,569 -100,262 178,066 110,054 -83,868 893,588
Operating Margin 2.74% -3.83% 5.92% 4.74% -3.77% 37.81%
Earnings before Tax (EBT) 1 121,101 -71,977 -32,539 156,488 -84,464 394,339
Net income 1 91,314 -51,167 -24,215 119,878 -63,100 301,636
Net margin 3.65% -1.95% -0.81% 5.17% -2.83% 12.76%
EPS 2 665.6 -325.1 -87.25 379.0 -214.3 966.0
Free Cash Flow 1 -3,443,484 -432,377 387,599 578,532 233,469 -322,884
FCF margin -137.54% -16.5% 12.89% 24.93% 10.48% -13.66%
FCF Conversion (EBITDA) - - 192.72% 431.62% - -
FCF Conversion (Net income) - - - 482.6% - -
Dividend per Share - - - - - -
Announcement Date 3/1/19 2/29/20 3/1/21 3/1/22 3/1/23 2/29/24
1KRW in Million2KRW
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 307,237 337,044 386,846 319,106 562,927 1,007,583
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) 3.932 x -4.143 x 1.923 x 2.381 x -9.854 x 1.079 x
Free Cash Flow 1 -3,443,484 -432,377 387,599 578,532 233,469 -322,884
ROE (net income / shareholders' equity) 16.4% -6.69% -2.53% 12.3% -8.7% 19.7%
ROA (Net income/ Total Assets) 0.32% -0.41% 0.68% 0.39% -0.28% 3.53%
Assets 1 28,787,600 12,446,466 -3,548,517 30,730,063 22,179,150 8,535,497
Book Value Per Share 2 4,234 3,125 3,062 3,242 1,451 3,905
Cash Flow per Share - - - - -0 -
Capex 1 24,816 21,844 15,696 23,607 30,537 21,054
Capex / Sales 0.99% 0.83% 0.52% 1.02% 1.37% 0.89%
Announcement Date 3/1/19 2/29/20 3/1/21 3/1/22 3/1/23 2/29/24
1KRW in Million2KRW
Estimates
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