Financials Lombard Bank Malta p.l.c.

Equities

LOM

MT0000040106

Banks

End-of-day quote Malta S.E. 06:00:00 2024-04-25 pm EDT 5-day change 1st Jan Change
0.81 EUR -2.41% Intraday chart for Lombard Bank Malta p.l.c. -2.41% -10.00%

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 101.6 107.8 100.7 104.3 87.3 96.17
Enterprise Value (EV) 1 -167.2 -195.6 33.51 12.4 59.96 70.89
P/E ratio 19.8 x 12.8 x 10.8 x 15.7 x 11.6 x 5.45 x
Yield 1.74% 2.05% - 1.27% 1.54% -
Capitalization / Revenue 1.85 x 1.72 x 1.7 x 1.85 x 1.35 x 1.27 x
EV / Revenue -3.04 x -3.13 x 0.56 x 0.22 x 0.93 x 0.93 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.06 x 1 x 0.85 x 0.83 x 0.64 x 0.71 x
Nbr of stocks (in thousands) 92,744 92,744 92,744 92,744 92,744 92,744
Reference price 2 1.096 1.162 1.086 1.124 0.9413 1.037
Announcement Date 3/8/18 3/25/19 3/23/20 4/22/21 4/20/22 4/28/23
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 55.05 62.55 59.39 56.37 64.53 75.87
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 8.868 13.77 15.29 10.37 12.64 27.68
Net income 1 5.129 8.447 9.32 6.64 7.481 17.53
Net margin 9.32% 13.5% 15.69% 11.78% 11.59% 23.11%
EPS 2 0.0553 0.0911 0.1005 0.0716 0.0812 0.1902
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.0191 0.0238 - 0.0143 0.0145 -
Announcement Date 3/8/18 3/25/19 3/23/20 4/22/21 4/20/22 4/28/23
1EUR in Million2EUR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 - - - - - -
Net Cash position 1 269 303 67.2 91.9 27.3 25.3
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 5.61% 8.17% 8.14% 5.48% 5.64% 12.2%
ROA (Net income/ Total Assets) 0.65% 0.98% 0.99% 0.66% 0.68% 1.48%
Assets 1 785 866 940.7 1,010 1,095 1,182
Book Value Per Share 2 1.040 1.170 1.280 1.360 1.480 1.470
Cash Flow per Share 2 2.950 2.300 0.8200 1.090 0.3500 0.3200
Capex 1 2.94 2.92 3.35 8.94 7.6 3.71
Capex / Sales 5.35% 4.67% 5.63% 15.86% 11.78% 4.89%
Announcement Date 3/8/18 3/25/19 3/23/20 4/22/21 4/20/22 4/28/23
1EUR in Million2EUR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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