Market Closed -
Nyse
04:00:02 2024-05-09 pm EDT
|
5-day change
|
1st Jan Change
|
78.65
USD
|
+7.14%
|
|
+13.30%
|
+53.61%
|
Fiscal Period: December |
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
3,710
|
2,877
|
4,070
|
5,625
|
-
|
-
|
Enterprise Value (EV)
1 |
6,359
|
5,512
|
6,107
|
7,662
|
7,662
|
7,662
|
P/E ratio
|
1.24
x
|
0.54
x
|
4.76
x
|
7.34
x
|
6.41
x
|
8.3
x
|
Yield
|
1.2%
|
-
|
4.84%
|
3.81%
|
4.06%
|
4.28%
|
Capitalization / Revenue
|
0.52
x
|
0.45
x
|
0.64
x
|
0.82
x
|
0.8
x
|
0.8
x
|
EV / Revenue
|
0.89
x
|
0.86
x
|
0.96
x
|
1.11
x
|
1.09
x
|
1.09
x
|
EV / EBITDA
|
2,286,488
x
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
10.2
x
|
9.01
x
|
-
|
FCF Yield
|
-
|
-
|
-
|
9.79%
|
11.1%
|
-
|
Price to Book
|
0.38
x
|
0.34
x
|
0.4
x
|
0.52
x
|
0.46
x
|
0.39
x
|
Nbr of stocks (in thousands)
|
88,686
|
82,690
|
79,500
|
76,621
|
-
|
-
|
Reference price
2 |
41.83
|
34.79
|
51.20
|
73.41
|
73.41
|
73.41
|
Announcement Date
|
3/2/22
|
2/28/23
|
2/21/24
|
-
|
-
|
-
|
Fiscal Period: December |
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
4,866
|
7,158
|
6,389
|
6,391
|
6,877
|
7,017
|
7,027
|
EBITDA
|
-
|
2,781
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
-
|
2,781
|
1,632
|
1,350
|
1,617
|
1,629
|
1,633
|
Operating Margin
|
-
|
38.85%
|
25.54%
|
21.12%
|
23.52%
|
23.21%
|
23.24%
|
Earnings before Tax (EBT)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net income
1 |
-335.7
|
3,183
|
5,697
|
899
|
787.5
|
857
|
639
|
Net margin
|
-6.9%
|
44.47%
|
89.17%
|
14.07%
|
11.45%
|
12.21%
|
9.09%
|
EPS
2 |
-
|
33.69
|
64.23
|
10.76
|
10.00
|
11.46
|
8.840
|
Free Cash Flow
1 |
-
|
-
|
-
|
-
|
750
|
850
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
10.91%
|
12.11%
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
95.24%
|
99.18%
|
-
|
Dividend per Share
2 |
-
|
0.5000
|
-
|
2.480
|
2.800
|
2.980
|
3.145
|
Announcement Date
|
3/22/21
|
3/2/22
|
2/28/23
|
2/21/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q3
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
---|
Net sales
1 |
-
|
1,827
|
1,678
|
1,581
|
1,534
|
1,596
|
1,548
|
1,597
|
1,630
|
1,616
|
1,680
|
1,708
|
1,718
|
1,732
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
817
|
418
|
243
|
404
|
567
|
302
|
305
|
355
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
44.72%
|
24.91%
|
15.37%
|
26.34%
|
35.53%
|
19.51%
|
19.1%
|
21.78%
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
|
251.7
|
-
|
-
|
-
|
2,027
|
-953
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net income
1 |
206.2
|
585
|
2,025
|
2,903
|
1,479
|
-710
|
-1,497
|
1,204
|
2,762
|
-1,570
|
784
|
203
|
207
|
205.5
|
Net margin
|
-
|
32.02%
|
120.68%
|
183.62%
|
96.41%
|
-44.49%
|
-96.71%
|
75.39%
|
169.45%
|
-97.15%
|
46.67%
|
11.89%
|
12.05%
|
11.86%
|
EPS
2 |
2.180
|
6.190
|
22.51
|
32.56
|
16.83
|
-8.480
|
-18.11
|
14.21
|
33.35
|
-19.64
|
9.940
|
2.565
|
2.635
|
2.660
|
Dividend per Share
2 |
-
|
0.5000
|
0.5500
|
0.5500
|
0.5500
|
-
|
0.6200
|
0.6200
|
-
|
0.6200
|
0.7000
|
0.7000
|
0.7000
|
0.7000
|
Announcement Date
|
11/9/21
|
3/2/22
|
5/10/22
|
8/9/22
|
11/9/22
|
2/28/23
|
5/9/23
|
8/8/23
|
11/8/23
|
2/21/24
|
5/8/24
|
-
|
-
|
-
|
Fiscal Period: December |
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
-
|
2,649
|
2,635
|
2,037
|
2,037
|
2,037
|
2,037
|
Net Cash position
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
0.9525
x
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
1 |
-
|
-
|
-
|
-
|
750
|
850
|
-
|
ROE (net income / shareholders' equity)
|
-
|
24.2%
|
15.3%
|
10.6%
|
11.3%
|
11%
|
10.3%
|
ROA (Net income/ Total Assets)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Assets
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Book Value Per Share
2 |
-
|
111.0
|
102.0
|
129.0
|
141.0
|
159.0
|
190.0
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
3/22/21
|
3/2/22
|
2/28/23
|
2/21/24
|
-
|
-
|
-
|
Last Close Price
73.41
USD Average target price
65.5
USD Spread / Average Target -10.78% Consensus |
1st Jan change
|
Capi.
|
---|
| +53.61% | 5.62B | | +8.82% | 115B | | +8.11% | 100B | | +3.62% | 72.22B | | +26.06% | 29.48B | | +6.50% | 19.05B | | -3.06% | 12.63B | | +14.15% | 11.52B | | +13.16% | 10.9B | | +16.30% | 10.17B |
Other Multiline Insurance & Brokers
|