Financials IPDC Finance Limited

Equities

IPDC

BD0137IPDC00

Consumer Lending

End-of-day quote Dhaka S.E. 06:00:00 2024-04-24 pm EDT 5-day change 1st Jan Change
22.4 BDT -2.81% Intraday chart for IPDC Finance Limited -8.48% -59.17%

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 9,108 8,312 9,048 10,242 14,324 21,375
Enterprise Value (EV) 1 10,042 10,469 10,068 8,577 12,658 21,001
P/E ratio 27.2 x 18.5 x 14 x 14.5 x 16.3 x 23.7 x
Yield - 1.84% 3.91% 4.35% 3.11% 1.74%
Capitalization / Revenue 8.58 x 5.24 x 4.56 x 4.49 x 5.2 x 8.03 x
EV / Revenue 9.46 x 6.59 x 5.07 x 3.76 x 4.6 x 7.89 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 2.93 x 2.22 x 1.62 x 1.69 x 2.25 x 3.14 x
Nbr of stocks (in thousands) 259,764 259,764 389,646 389,646 389,646 389,646
Reference price 2 35.06 32.00 23.22 26.29 36.76 54.86
Announcement Date 3/12/18 3/14/19 3/22/20 3/21/21 3/24/22 4/13/23
1BDT in Million2BDT
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 1,062 1,588 1,984 2,280 2,754 2,661
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 513.7 860.6 993.6 1,201 1,503 1,264
Net income 1 335.4 450 562.5 705.6 881.1 901
Net margin 31.59% 28.35% 28.35% 30.95% 31.99% 33.86%
EPS 2 1.291 1.732 1.654 1.811 2.261 2.312
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - 0.5879 0.9070 1.143 1.143 0.9524
Announcement Date 3/12/18 3/14/19 3/22/20 3/21/21 3/24/22 4/13/23
1BDT in Million2BDT
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 934 2,157 1,021 - - -
Net Cash position 1 - - - 1,665 1,666 374
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 11.4% 13.1% 12.1% 12.1% 14.2% 13.7%
ROA (Net income/ Total Assets) 1.08% 1% 0.98% 1.01% 1.09% 1.05%
Assets 1 30,935 44,902 57,460 70,191 80,477 85,860
Book Value Per Share 2 12.00 14.40 14.30 15.60 16.30 17.50
Cash Flow per Share 2 12.60 14.50 15.60 32.60 31.50 32.50
Capex 1 67.3 100 218 61.5 85.3 126
Capex / Sales 6.34% 6.31% 10.99% 2.7% 3.1% 4.72%
Announcement Date 3/12/18 3/14/19 3/22/20 3/21/21 3/24/22 4/13/23
1BDT in Million2BDT
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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