Financials Investar Holding Corporation

Equities

ISTR

US46134L1052

Banks

Market Closed - Nasdaq 04:00:00 2024-04-26 pm EDT 5-day change 1st Jan Change
16.29 USD +0.18% Intraday chart for Investar Holding Corporation +3.63% +9.26%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 238.4 175.7 190.4 213 145.4 159.3 -
Enterprise Value (EV) 1 238.4 175.7 190.4 213 145.4 159.3 159.3
P/E ratio 14.5 x 13 x 24.2 x 6.15 x 8.82 x 11.6 x 8.53 x
Yield 0.96% 1.51% 1.68% 1.7% 2.65% 2.46% 2.46%
Capitalization / Revenue 3.36 x 2.13 x 2.07 x 2.13 x 1.79 x 2.02 x 1.75 x
EV / Revenue 3.36 x 2.13 x 2.07 x 2.13 x 1.79 x 2.02 x 1.75 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.11 x 0.72 x 0.79 x 0.99 x 0.64 x 0.67 x 0.62 x
Nbr of stocks (in thousands) 9,933 10,622 10,343 9,891 9,753 9,782 -
Reference price 2 24.00 16.54 18.41 21.53 14.91 16.29 16.29
Announcement Date 1/24/20 1/25/21 1/27/22 1/25/23 1/25/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 71.03 82.47 91.93 100 81.06 78.7 91
EBITDA - - - - - - -
EBIT 1 24.36 27.29 29.74 39.39 18.43 16.7 27.5
Operating Margin 34.29% 33.09% 32.35% 39.38% 22.73% 21.22% 30.22%
Earnings before Tax (EBT) 1 20.96 17.34 9.909 44.35 20.43 17.42 23.18
Net income 1 16.84 13.89 8 35.71 16.68 13.89 18.79
Net margin 23.71% 16.84% 8.7% 35.7% 20.58% 17.65% 20.65%
EPS 2 1.660 1.270 0.7600 3.500 1.690 1.410 1.910
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 0.2300 0.2500 0.3100 0.3650 0.3950 0.4000 0.4000
Announcement Date 1/24/20 1/25/21 1/27/22 1/25/23 1/25/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 23.58 23.58 23.91 28.36 25.91 25.96 22.21 20.54 19.53 20.25 19.39 19.8 19.7 19.7 -
EBITDA - - - - - - - - - - - - - - -
EBIT 1 7.742 7.913 8.487 13.03 9.94 12.05 6.689 5.298 3.759 4.806 4.109 4.3 4.1 4.1 -
Operating Margin 32.83% 33.56% 35.49% 45.94% 38.37% 46.41% 30.11% 25.79% 19.24% 23.74% 21.19% 21.72% 20.81% 20.81% -
Earnings before Tax (EBT) 1 -12.63 8.578 12.7 11.86 9.003 10.78 4.686 8.056 3.366 4.32 6.087 3.56 3.675 4.09 4.71
Net income 1 -9.984 6.936 10.1 9.404 7.299 8.898 3.812 6.547 2.781 3.538 4.707 2.9 3.02 3.315 3.84
Net margin -42.34% 29.42% 42.25% 33.16% 28.17% 34.28% 17.16% 31.88% 14.24% 17.48% 24.28% 14.65% 15.33% 16.83% -
EPS 2 -0.9500 0.6700 0.9700 0.9200 0.7300 0.8800 0.3800 0.6700 0.2800 0.3600 0.4800 0.2900 0.3050 0.3350 0.3500
Dividend per Share 2 0.0800 0.0800 0.0900 0.0900 0.0950 0.0950 0.0950 0.1000 0.1000 0.1000 0.1000 0.1000 0.1000 0.1000 0.1000
Announcement Date 10/22/21 1/27/22 4/22/22 7/27/22 10/24/22 1/25/23 4/21/23 7/21/23 10/19/23 1/25/24 4/22/24 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 8.5% 5.43% 2.28% 11.7% 8.51% 5.99% 7.56%
ROA (Net income/ Total Assets) 0.92% 0.59% 0.23% 1.02% 0.68% 0.5% 0.69%
Assets 1 1,837 2,355 3,489 3,513 2,466 2,806 2,723
Book Value Per Share 2 21.60 22.90 23.50 21.80 23.30 24.20 26.10
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 1/24/20 1/25/21 1/27/22 1/25/23 1/25/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
2
Last Close Price
16.29 USD
Average target price
20 USD
Spread / Average Target
+22.77%
Consensus
  1. Stock Market
  2. Equities
  3. ISTR Stock
  4. Financials Investar Holding Corporation