Financials Eastern Bankshares, Inc.

Equities

EBC

US27627N1054

Banks

Market Closed - Nasdaq 04:00:00 2024-04-26 pm EDT 5-day change 1st Jan Change
13.04 USD +0.77% Intraday chart for Eastern Bankshares, Inc. +1.72% -8.17%

Valuation

Fiscal Period: December 2020 2021 2022 2023 2024 2025
Capitalization 1 3,046 3,469 2,772 2,309 2,130 -
Enterprise Value (EV) 1 3,046 3,469 2,772 2,309 2,130 2,130
P/E ratio 125 x 22.4 x 14.3 x 9.93 x 12.1 x 8.85 x
Yield - 1.49% 2.32% 2.89% 3.43% 3.63%
Capitalization / Revenue 5.26 x 5.57 x 3.72 x 7.39 x 2.64 x 2.26 x
EV / Revenue 5.26 x 5.57 x 3.72 x 7.39 x 2.64 x 2.26 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.89 x 1.1 x 1.23 x 0.84 x 0.82 x 0.73 x
Nbr of stocks (in thousands) 186,758 171,986 160,692 162,607 163,361 -
Reference price 2 16.31 20.17 17.25 14.20 13.04 13.04
Announcement Date 1/29/21 1/27/22 1/26/23 1/25/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 - 579.6 623 744.2 312.7 806.8 943.7
EBITDA - - - - - - -
EBIT 1 - 171.6 211.1 274.6 -88.91 335.6 434.6
Operating Margin - 29.61% 33.89% 36.9% -28.44% 41.6% 46.05%
Earnings before Tax (EBT) 1 174.6 35.9 188.7 256.7 -126 274.3 390
Net income 1 135.1 22.74 154.7 199.8 232.2 203.3 289.7
Net margin - 3.92% 24.83% 26.84% 74.26% 25.2% 30.69%
EPS 2 - 0.1300 0.9000 1.210 1.430 1.075 1.473
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 - - 0.3000 0.4000 0.4100 0.4467 0.4733
Announcement Date 1/15/20 1/29/21 1/27/22 1/26/23 1/25/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 145.9 171.4 174.5 179.6 195.5 194.5 -140 195.4 156.4 160 157.6 180.3 231.7 235.3 231.7
EBITDA - - - - - - - - - - - - - - -
EBIT 1 46.93 56.64 65.67 68.5 78.69 61.75 -256.3 73.77 54.61 39.02 56.39 71.39 105.6 108.8 106
Operating Margin 32.17% 33.04% 37.63% 38.13% 40.25% 31.75% 183.05% 37.75% 34.93% 24.38% 35.78% 39.59% 45.59% 46.22% 45.73%
Earnings before Tax (EBT) 1 48.42 32.15 66.16 67.44 72.21 50.87 -256.3 66.27 47.29 33.82 48.94 50.32 90.61 97.04 94.03
Net income 1 37.11 35.09 51.52 51.17 54.78 42.29 -194.1 48.66 59.11 318.5 38.65 37.02 68.29 72.65 69.81
Net margin 25.43% 20.47% 29.52% 28.49% 28.01% 21.74% 138.62% 24.9% 37.81% 199.01% 24.52% 20.53% 29.47% 30.88% 30.13%
EPS 2 0.2200 0.2000 0.3000 0.3100 0.3300 0.2600 -1.200 0.3000 0.3600 1.950 0.2400 0.1800 0.3433 0.3625 0.3600
Dividend per Share 2 0.0800 0.0800 0.1000 0.1000 0.1000 0.1000 0.1000 0.1000 0.1100 0.1100 0.1100 0.1100 0.1100 0.1167 0.1167
Announcement Date 10/28/21 1/27/22 4/28/22 7/28/22 10/27/22 1/26/23 4/27/23 7/27/23 10/26/23 1/25/24 4/25/24 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) - 4.1% 4.53% 7.05% 8.53% 7.03% 7.68%
ROA (Net income/ Total Assets) - 0.16% 0.78% 0.88% 1.06% 0.77% 1.06%
Assets 1 - 14,211 19,738 22,700 21,891 26,571 27,457
Book Value Per Share 2 - 18.40 18.30 14.00 16.90 15.90 17.80
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 1/15/20 1/29/21 1/27/22 1/26/23 1/25/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C-
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
4
Last Close Price
13.04 USD
Average target price
16.5 USD
Spread / Average Target
+26.53%
Consensus
  1. Stock Market
  2. Equities
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  4. Financials Eastern Bankshares, Inc.