Market Closed -
Nyse
04:00:02 2024-04-26 pm EDT
|
5-day change
|
1st Jan Change
|
26.75
USD
|
+0.26%
|
|
-0.85%
|
+23.50%
|
Fiscal Period: December |
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
12,939
|
13,637
|
16,653
|
-
|
-
|
Enterprise Value (EV)
1 |
23,313
|
20,561
|
26,021
|
26,021
|
26,021
|
P/E ratio
|
1.59
x
|
12.7
x
|
5.68
x
|
4.66
x
|
3.93
x
|
Yield
|
2.29%
|
12.5%
|
3.73%
|
4.61%
|
4.35%
|
Capitalization / Revenue
|
0.72
x
|
0.64
x
|
0.73
x
|
0.68
x
|
0.66
x
|
EV / Revenue
|
1.29
x
|
0.97
x
|
1.13
x
|
1.07
x
|
1.03
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
14.5
x
|
13
x
|
-
|
FCF Yield
|
-
|
-
|
6.92%
|
7.69%
|
-
|
Price to Book
|
1.58
x
|
1.14
x
|
1.18
x
|
0.98
x
|
0.76
x
|
Nbr of stocks (in thousands)
|
645,000
|
629,596
|
622,550
|
-
|
-
|
Reference price
2 |
20.06
|
21.66
|
26.75
|
26.75
|
26.75
|
Announcement Date
|
2/17/23
|
2/15/24
|
-
|
-
|
-
|
Fiscal Period: December |
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
18,056
|
21,212
|
22,953
|
24,400
|
25,352
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
2,544
|
3,125
|
4,235
|
4,618
|
4,675
|
Operating Margin
|
14.09%
|
14.73%
|
18.45%
|
18.93%
|
18.44%
|
Earnings before Tax (EBT)
|
-
|
-
|
-
|
4,057
|
4,298
|
Net income
1 |
8,149
|
1,104
|
2,858
|
3,204
|
3,462
|
Net margin
|
45.13%
|
5.2%
|
12.45%
|
13.13%
|
13.66%
|
EPS
2 |
12.59
|
1.710
|
4.713
|
5.745
|
6.814
|
Free Cash Flow
1 |
-
|
-
|
1,800
|
2,000
|
-
|
FCF margin
|
-
|
-
|
7.84%
|
8.2%
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
62.99%
|
62.43%
|
-
|
Dividend per Share
2 |
0.4600
|
2.700
|
0.9971
|
1.234
|
1.163
|
Announcement Date
|
2/17/23
|
2/15/24
|
-
|
-
|
-
|
Fiscal Period: December |
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
---|
Net sales
1 |
4,441
|
5,369
|
5,363
|
5,845
|
4,081
|
5,923
|
5,440
|
5,816
|
5,581
|
6,086
|
5,954
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
549
|
706
|
-
|
945
|
909
|
798
|
921
|
1,077
|
1,130
|
1,163
|
-
|
Operating Margin
|
12.36%
|
13.15%
|
-
|
16.17%
|
22.27%
|
13.47%
|
16.93%
|
18.52%
|
20.25%
|
19.11%
|
-
|
Earnings before Tax (EBT)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net income
1 |
2,351
|
-566
|
-459
|
771
|
2,101
|
-1,309
|
636.6
|
722.7
|
747.1
|
753.5
|
763.9
|
Net margin
|
52.94%
|
-10.54%
|
-8.56%
|
13.19%
|
51.48%
|
-22.1%
|
11.7%
|
12.43%
|
13.39%
|
12.38%
|
12.83%
|
EPS
2 |
3.630
|
-0.8700
|
-0.7000
|
1.180
|
3.280
|
-2.070
|
1.009
|
1.168
|
1.249
|
1.297
|
1.344
|
Dividend per Share
2 |
0.2300
|
0.2300
|
0.2300
|
0.2300
|
0.2300
|
1.390
|
0.2357
|
0.2417
|
0.2504
|
0.2600
|
0.2600
|
Announcement Date
|
11/9/22
|
2/17/23
|
5/9/23
|
8/4/23
|
11/3/23
|
2/15/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
10,374
|
6,924
|
9,368
|
9,368
|
9,368
|
Net Cash position
1 |
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
1 |
-
|
-
|
1,800
|
2,000
|
-
|
ROE (net income / shareholders' equity)
|
9.1%
|
11.3%
|
12.5%
|
13.3%
|
13.6%
|
ROA (Net income/ Total Assets)
|
2.09%
|
-
|
24.2%
|
26.7%
|
-
|
Assets
1 |
390,222
|
-
|
11,808
|
11,999
|
-
|
Book Value Per Share
2 |
12.70
|
18.90
|
22.70
|
27.40
|
35.00
|
Cash Flow per Share
|
4.160
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/17/23
|
2/15/24
|
-
|
-
|
-
|
Last Close Price
26.75
USD Average target price
31
USD Spread / Average Target +15.89% Consensus |
1st Jan change
|
Capi.
|
---|
| +23.50% | 16.65B | | +14.78% | 79.51B | | +6.49% | 50.22B | | +1.35% | 48.11B | | +9.53% | 42.2B | | +6.55% | 39.71B | | +19.34% | 37.78B | | +2.84% | 30.07B | | -7.77% | 27.56B | | -18.42% | 24.71B |
Other Life & Health Insurance
|