Financials Central Cooperative Bank AD

Equities

CCB

BG1100014973

Banks

End-of-day quote Bulgaria S.E. 06:00:00 2024-04-25 pm EDT 5-day change 1st Jan Change
1.51 BGN +1.34% Intraday chart for Central Cooperative Bank AD -1.95% +1.34%

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 187.9 159.5 194.5 124.6 133.5 208.5
Enterprise Value (EV) 1 -2,127 -2,184 -2,281 -558.4 -2,456 -2,344
P/E ratio 5.83 x 2.92 x 5.89 x 6.13 x 5 x 5.47 x
Yield - - - - - -
Capitalization / Revenue 1.07 x 0.92 x 1.05 x 0.74 x 0.76 x 1.05 x
EV / Revenue -12.1 x -12.6 x -12.3 x -3.3 x -13.9 x -11.8 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.43 x 0.3 x 0.34 x 0.21 x 0.22 x 0.32 x
Nbr of stocks (in thousands) 113,154 113,154 127,130 127,130 127,130 127,130
Reference price 2 1.661 1.410 1.530 0.9800 1.050 1.640
Announcement Date 5/11/18 7/8/19 4/30/20 3/3/21 3/1/22 3/7/23
1BGN in Million2BGN
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 175.6 173.9 185.4 169.1 176.4 199.1
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 37.77 36.36 37.47 24.24 29.45 42.29
Net income 1 35.92 54.69 33.68 21.73 27 38.65
Net margin 20.45% 31.46% 18.17% 12.85% 15.31% 19.41%
EPS 2 0.2848 0.4833 0.2596 0.1600 0.2100 0.3000
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - -
Announcement Date 5/11/18 7/8/19 4/30/20 3/3/21 3/1/22 3/7/23
1BGN in Million2BGN
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 - - - - - -
Net Cash position 1 2,315 2,343 2,476 683 2,589 2,553
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 8.41% 6.71% 6.11% 3.77% 4.52% 6.17%
ROA (Net income/ Total Assets) 0.66% 0.57% 0.55% 0.33% 0.37% 0.49%
Assets 1 5,448 9,641 6,150 6,642 7,318 7,896
Book Value Per Share 2 3.870 4.630 4.440 4.570 4.690 5.050
Cash Flow per Share 2 18.70 16.90 15.80 2.610 15.30 15.60
Capex 1 4.27 18 3.19 3.53 6.96 4.23
Capex / Sales 2.43% 10.33% 1.72% 2.09% 3.94% 2.12%
Announcement Date 5/11/18 7/8/19 4/30/20 3/3/21 3/1/22 3/7/23
1BGN in Million2BGN
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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