Financials Card Factory plc

Equities

Market Closed - London S.E. Other stock markets 11:35:02 2024-05-01 am EDT			5-day change	1st Jan Change
107.6 ^GBX	-1.65%		+4.47%	-0.19%

Apr. 30	EARNINGS AND TRADING: Card Factory profit climbs; Pebble "consistent"	AN
Apr. 30	Petrofac plunges again; Card Factory up	AN

Fiscal Period: January	2019	2020	2021	2022	2023	2024	2025	2026
Capitalization ¹	615.8	302.6	122.5	200	325.5	371.9	-	-
Enterprise Value (EV) ¹	755.8	444.7	375.1	394	488.1	322.8	485.6	481.8
P/E ratio	12 x	5.87 x	-8.96 x	24.4 x	7.42 x	6.53 x	7.79 x	7.51 x
Yield	7.93%	8.92%	-	-	-	1.25%	4.88%	5.39%
Capitalization / Revenue	1.41 x	0.67 x	0.43 x	0.55 x	0.7 x	0.63 x	0.69 x	0.65 x
EV / Revenue	1.73 x	0.98 x	1.32 x	1.08 x	1.05 x	0.63 x	0.89 x	0.84 x
EV / EBITDA	8.45 x	3.53 x	7.98 x	4.6 x	4.36 x	2.63 x	3.86 x	3.75 x
EV / FCF	10.3 x	4.63 x	5.63 x	3.69 x	5.97 x	14.6 x	15 x	13.9 x
FCF Yield	9.74%	21.6%	17.8%	27.1%	16.7%	6.85%	6.68%	7.21%
Price to Book	2.7 x	1.37 x	0.59 x	0.92 x	1.22 x	1.17 x	1 x	0.89 x
Nbr of stocks (in thousands)	341,549	341,549	341,626	341,878	342,636	345,645	-	-
Reference price ²	1.803	0.8860	0.3585	0.5850	0.9500	1.076	1.076	1.076
Announcement Date	4/16/19	6/2/20	6/10/21	5/3/22	5/3/23	4/30/24	-	-

¹GBP in Million²GBP

Estimates

Fiscal Period: January	2019	2020	2021	2022	2023	2024	2025	2026
Net sales ¹	436	451.5	285.1	364.4	463.4	510.9	542.7	576.3
EBITDA ¹	89.4	125.9	47	85.6	112	122.6	125.8	128.6
EBIT ¹	78.5	75.6	-6.3	31.6	63.8	76.4	76.59	78.95
Operating Margin	18%	16.74%	-2.21%	8.67%	13.77%	14.95%	14.11%	13.7%
Earnings before Tax (EBT) ¹	66.6	65.2	-16.4	11.1	52.4	65.6	64.85	64.02
Net income ¹	51.4	51.6	-13.6	8.1	44.2	49.5	46.37	47.79
Net margin	11.79%	11.43%	-4.77%	2.22%	9.54%	9.69%	8.54%	8.29%
EPS ²	0.1500	0.1510	-0.0400	0.0240	0.1280	0.1430	0.1381	0.1433
Free Cash Flow ¹	73.6	96.1	66.6	106.8	81.7	36.15	32.46	34.73
FCF margin	16.88%	21.28%	23.36%	29.31%	17.63%	7.12%	5.98%	6.03%
FCF Conversion (EBITDA)	82.33%	76.33%	141.7%	124.77%	72.95%	29.99%	25.81%	27.01%
FCF Conversion (Net income)	143.19%	186.24%	-	1,318.52%	184.84%	76.9%	70%	72.66%
Dividend per Share ²	0.1430	0.0790	-	-	-	0.0135	0.0525	0.0580
Announcement Date	4/16/19	6/2/20	6/10/21	5/3/22	5/3/23	4/30/24	-	-

¹GBP in Million²GBP

Estimates

Fiscal Period: January	2019	2020	2021	2022	2023	2024	2025	2026
Net Debt ¹	140	142	253	194	163	156	114	110
Net Cash position ¹	-	-	-	-	-	-	-	-
Leverage (Debt/EBITDA)	1.566 x	1.129 x	5.374 x	2.266 x	1.452 x	1.291 x	0.9038 x	0.8546 x
Free Cash Flow ¹	73.6	96.1	66.6	107	81.7	36.2	32.5	34.7
ROE (net income / shareholders' equity)	23%	24.3%	-6.36%	3.8%	18.1%	15.3%	14.4%	12.9%
ROA (Net income/ Total Assets)	-	-	-	-	-	-	-	-
Assets ¹	-	-	-	-	-	-	-	-
Book Value Per Share ²	0.6700	0.6500	0.6000	0.6400	0.7800	0.9200	1.070	1.210
Cash Flow per Share	0.2500	0.3200	-	0.3300	-	-	-	-
Capex ¹	12.1	14.1	7	6.9	18.2	37	38.2	37.9
Capex / Sales	2.78%	3.12%	2.46%	1.89%	3.93%	7.29%	7.04%	6.57%
Announcement Date	4/16/19	6/2/20	6/10/21	5/3/22	5/3/23	4/30/24	-	-

¹GBP in Million²GBP

Estimates

Trading Rating

Investor Rating

ESG Refinitiv

Sell

Buy

Mean consensus

OUTPERFORM

Number of Analysts

Last Close Price

1.076 GBP

Average target price

1.492 GBP

Spread / Average Target

+38.71%

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