Financials Caisse Régionale de Crédit Agricole Mutuel Atlantique Vendée

Equities

CRAV

FR0000185506

Banks

Market Closed - Euronext Paris 11:35:04 2024-04-26 am EDT 5-day change 1st Jan Change
89 EUR +2.05% Intraday chart for Caisse Régionale de Crédit Agricole Mutuel Atlantique Vendée +3.85% +4.89%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 976.9 1,182 857 654.7 519 627.3
Enterprise Value (EV) 1 1,789 1,807 14,886 1,065 1,271 940.9
P/E ratio 6.56 x 10.5 x 16.3 x 5.77 x 3.91 x 7.25 x
Yield 3.17% 2.47% 2.69% 4.38% 5.72% 4.37%
Capitalization / Revenue 2.33 x 2.74 x 2.36 x 1.49 x 1.1 x 1.53 x
EV / Revenue 4.26 x 4.2 x 41 x 2.42 x 2.69 x 2.3 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.33 x 0.38 x 0.27 x 0.18 x 0.15 x 0.17 x
Nbr of stocks (in thousands) 7,401 7,389 7,391 7,390 7,383 7,393
Reference price 2 132.0 160.0 115.9 88.60 70.30 84.85
Announcement Date 4/4/20 4/4/20 4/1/21 3/4/22 3/15/23 3/14/24
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 420.2 430.7 362.9 440.1 473.5 409.3
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 168 151 84.46 150.1 161.3 93.24
Net income 1 123.1 112.5 52.6 113.5 132.9 86.41
Net margin 29.29% 26.13% 14.5% 25.78% 28.07% 21.11%
EPS 2 20.11 15.21 7.115 15.35 17.99 11.70
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 4.190 3.950 3.120 3.880 4.020 3.710
Announcement Date 4/4/20 4/4/20 4/1/21 3/4/22 3/15/23 3/14/24
1EUR in Million2EUR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 812 625 14,029 410 752 314
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 4.41% 3.68% 1.67% 3.38% 3.74% 2.37%
ROA (Net income/ Total Assets) 0.59% 0.5% 0.21% 0.42% 0.45% 0.28%
Assets 1 20,885 22,344 24,813 27,125 29,765 31,352
Book Value Per Share 2 400.0 427.0 425.0 483.0 480.0 507.0
Cash Flow per Share 2 5.940 8.520 6.920 6.840 8.270 7.410
Capex 1 32.1 33.7 29.8 28.5 28.7 42.9
Capex / Sales 7.64% 7.82% 8.22% 6.48% 6.07% 10.49%
Announcement Date 4/4/20 4/4/20 4/1/21 3/4/22 3/15/23 3/14/24
1EUR in Million2EUR
Estimates
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