Financials Buruj Cooperative Insurance Company

Equities

8270

SA12CG541714

Property & Casualty Insurance

End-of-day quote Saudi Arabian S.E. 06:00:00 2024-04-24 pm EDT 5-day change 1st Jan Change
22.98 SAR -1.79% Intraday chart for Buruj Cooperative Insurance Company +6.00% +20.06%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 640 576.6 774 663 472.2 574.2
Enterprise Value (EV) 1 416.5 457.1 646.6 430.3 218.4 475.2
P/E ratio 8.84 x 133 x 135 x 154 x -12 x 28.6 x
Yield 4.69% - - - - -
Capitalization / Revenue 1.69 x 1.93 x 3.61 x 3.17 x 1.09 x 1.43 x
EV / Revenue 1.1 x 1.53 x 3.01 x 2.06 x 0.5 x 1.18 x
EV / EBITDA 5.65 x 27.4 x 34.5 x 25 x -7.02 x 16.5 x
EV / FCF -6.52 x -10.8 x -14.4 x 4.58 x -2.01 x -6.34 x
FCF Yield -15.3% -9.26% -6.96% 21.9% -49.7% -15.8%
Price to Book 1.41 x 1.32 x 1.74 x 1.5 x 1.2 x 1.29 x
Nbr of stocks (in thousands) 30,000 30,000 30,000 30,000 30,000 30,000
Reference price 2 21.33 19.22 25.80 22.10 15.74 19.14
Announcement Date 3/25/19 3/30/20 3/30/21 3/20/22 3/19/23 3/18/24
1SAR in Million2SAR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 378.8 298.6 214.6 208.9 433.2 402.1
EBITDA 1 73.71 16.68 18.75 17.23 -31.1 28.76
EBIT 1 72.42 15.19 17.06 15.77 -32.64 27.2
Operating Margin 19.12% 5.09% 7.95% 7.55% -7.54% 6.77%
Earnings before Tax (EBT) 1 72.42 15.19 17.06 15.77 -32.64 25.58
Net income 1 72.42 4.332 5.737 4.314 -39.29 20.08
Net margin 19.12% 1.45% 2.67% 2.06% -9.07% 5%
EPS 2 2.414 0.1444 0.1912 0.1438 -1.310 0.6694
Free Cash Flow 1 -63.87 -42.35 -44.98 94.04 -108.5 -75
FCF margin -16.86% -14.18% -20.96% 45.02% -25.04% -18.65%
FCF Conversion (EBITDA) - - - 545.81% - -
FCF Conversion (Net income) - - - 2,180.05% - -
Dividend per Share 2 1.000 - - - - -
Announcement Date 3/25/19 3/30/20 3/30/21 3/20/22 3/19/23 3/18/24
1SAR in Million2SAR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 224 119 127 233 254 99
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow 1 -63.9 -42.3 -45 94 -108 -75
ROE (net income / shareholders' equity) 17% 0.97% 1.3% 0.97% -9.39% 4.64%
ROA (Net income/ Total Assets) 4.52% 1.01% 1.22% 1.14% -2.42% 2.13%
Assets 1 1,601 428.7 470.4 377.5 1,621 944.8
Book Value Per Share 2 15.10 14.60 14.80 14.70 13.20 14.80
Cash Flow per Share 2 7.450 4.180 4.400 7.930 8.500 3.300
Capex 1 2.42 0.96 1.59 2 1.42 2.19
Capex / Sales 0.64% 0.32% 0.74% 0.96% 0.33% 0.54%
Announcement Date 3/25/19 3/30/20 3/30/21 3/20/22 3/19/23 3/18/24
1SAR in Million2SAR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

Annual profits - Rate of surprise

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