Financials Banque Nationale Agricole Société anonyme

Equities

BNA

TN0003100609

Banks

End-of-day quote Tunis 06:00:00 2024-04-25 pm EDT 5-day change 1st Jan Change
9.15 TND -0.76% Intraday chart for Banque Nationale Agricole Société anonyme +1.67% +12.55%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 756.5 562.5 478.5 559.3 516.1 580.7 -
Enterprise Value (EV) 1 756.5 562.5 478.5 559.3 516.1 580.7 580.7
P/E ratio 5.79 x 5.25 x 2.77 x 3.28 x 2.43 x 7.2 x -
Yield - 5.66% 10.6% - - - -
Capitalization / Revenue 1.06 x 0.77 x 0.5 x 0.59 x 0.49 x 0.53 x 0.52 x
EV / Revenue 1.06 x 0.77 x 0.5 x 0.59 x 0.49 x 0.53 x 0.52 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book - - - - - - -
Nbr of stocks (in thousands) 63,629 63,629 63,629 63,629 63,475 63,470 -
Reference price 2 11.89 8.840 7.520 8.790 8.130 9.150 9.150
Announcement Date 5/19/20 5/18/21 4/15/22 5/12/23 4/16/24 - -
1TND in Million2TND
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 715.9 731.9 949.5 945.9 1,056 1,092 1,124
EBITDA - - - - - - -
EBIT 1 259.5 174.5 270.2 266.9 328.7 141 -
Operating Margin 36.25% 23.85% 28.46% 28.21% 31.12% 12.91% -
Earnings before Tax (EBT) - - - - - - -
Net income 1 131 107.6 173.4 169.9 212 81 58.3
Net margin 18.3% 14.71% 18.26% 17.96% 20.08% 7.42% 5.19%
EPS 2 2.052 1.685 2.714 2.677 3.341 1.270 -
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 - 0.5000 0.8000 - - - -
Announcement Date 5/19/20 5/18/21 4/15/22 5/12/23 4/16/24 - -
1TND in Million2TND
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 9.53% 6.7% 10.2% 9.37% - 4.11% 2.86%
ROA (Net income/ Total Assets) - - - - - - -
Assets 1 - - - - - - -
Book Value Per Share - - - - - - -
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 5/19/20 5/18/21 4/15/22 5/12/23 4/16/24 - -
1TND in Million
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Sell
Consensus
Buy
Mean consensus
UNDERPERFORM
Number of Analysts
1
Last Close Price
9.15 TND
Average target price
7.07 TND
Spread / Average Target
-22.73%
Consensus

Annual profits - Rate of surprise

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