Financials Bank Pekao, S.A.

Equities

PEO

PLPEKAO00016

Banks

Market Closed - Warsaw S.E. 11:55:40 2024-04-26 am EDT 5-day change 1st Jan Change
173 PLN +1.79% Intraday chart for Bank Pekao, S.A. -6.26% +13.81%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 26,365 16,037 32,021 22,704 39,909 45,420 - -
Enterprise Value (EV) 1 26,365 16,037 32,021 22,704 39,909 45,420 45,420 45,420
P/E ratio 12.2 x 14.5 x 14.7 x 13.2 x 6.07 x 7.55 x 7.93 x 8.23 x
Yield 6.57% - 2.63% 4.97% 12.6% 10.1% 9.2% 8.65%
Capitalization / Revenue 3.16 x 2.1 x 3.84 x 2.05 x 2.71 x 3.01 x 3.01 x 2.98 x
EV / Revenue 3.16 x 2.1 x 3.84 x 2.05 x 2.71 x 3.01 x 3.01 x 2.98 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.13 x 0.63 x 1.28 x 1 x 1.32 x 1.43 x 1.37 x 1.31 x
Nbr of stocks (in thousands) 262,470 262,470 262,470 262,470 262,470 262,470 - -
Reference price 2 100.4 61.10 122.0 86.50 152.0 173.0 173.0 173.0
Announcement Date 2/27/20 2/25/21 3/3/22 3/1/23 2/21/24 - - -
1PLN in Million2PLN
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 8,336 7,636 8,348 11,051 14,709 15,085 15,081 15,231
EBITDA - - - - - - - -
EBIT 1 4,344 3,964 4,494 6,411 9,888 9,754 9,250 9,370
Operating Margin 52.11% 51.92% 53.83% 58.01% 67.22% 64.66% 61.34% 61.52%
Earnings before Tax (EBT) 1 3,002 1,725 3,002 2,883 8,480 8,257 7,936 7,809
Net income 1 2,165 1,102 2,175 1,718 6,578 6,069 5,738 5,840
Net margin 25.97% 14.43% 26.05% 15.54% 44.72% 40.23% 38.05% 38.35%
EPS 2 8.250 4.200 8.290 6.540 25.06 22.93 21.83 21.04
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 6.600 - 3.210 4.300 19.20 17.41 15.92 14.97
Announcement Date 2/27/20 2/25/21 3/3/22 3/1/23 2/21/24 - - -
1PLN in Million2PLN
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2020 S1 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 S1 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 S1 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 - 2,132 2,296 2,824 3,088 5,912 1,029 3,882 3,556 3,556 7,399 3,777 3,866 3,747 3,909 3,878 3,712 -
EBITDA - - - - - - - - - - - - - - - - - -
EBIT 1 - 1,206 1,370 1,578 1,945 3,524 -363 2,783 2,235 2,652 4,887 2,602 3,500 2,391 - - - -
Operating Margin - 56.55% 59.69% 55.9% 63% 59.61% -35.27% 71.68% 62.84% 74.58% 66.05% 68.89% 90.53% 63.81% - - - -
Earnings before Tax (EBT) 1 - 849.2 955.8 1,243 760.5 2,004 -584 1,463 1,911 2,145 4,056 2,214 - 2,103 - - - -
Net income 1 546 630.8 693.7 907.2 467.9 1,375 -543.6 886.1 1,446 1,693 3,140 1,716 1,723 1,501 - - - -
Net margin - 29.58% 30.21% 32.12% 15.16% 23.26% -52.81% 22.82% 40.67% 47.61% 42.44% 45.43% 44.57% 40.05% - - - -
EPS - 2.400 2.700 - 1.780 - -2.070 3.370 - - - - - - - - - -
Dividend per Share 2 - - 3.210 - - - - 4.300 - - - - 19.20 - - - 15.79 -
Announcement Date 8/5/20 11/4/21 3/3/22 4/28/22 8/4/22 8/4/22 11/3/22 3/1/23 4/27/23 8/3/23 8/3/23 11/8/23 2/21/24 - - - - -
1PLN in Million2PLN
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 9.5% 4.5% 8.7% 7.37% 24.7% 19.4% 17.3% 16%
ROA (Net income/ Total Assets) 1.1% 0.5% 0.9% 0.65% 2.24% 1.93% 1.65% 1.56%
Assets 1 196,818 220,342 241,655 265,837 293,425 315,289 348,205 374,386
Book Value Per Share 2 89.10 97.60 95.20 86.70 116.0 121.0 126.0 132.0
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/27/20 2/25/21 3/3/22 3/1/23 2/21/24 - - -
1PLN in Million2PLN
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B+
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
12
Last Close Price
173 PLN
Average target price
191.7 PLN
Spread / Average Target
+10.75%
Consensus
  1. Stock Market
  2. Equities
  3. PEO Stock
  4. Financials Bank Pekao, S.A.