Financials Bank Nizwa SAOG

Equities

BKNZ

OM0000004420

Banks

End-of-day quote Muscat Exchange 06:00:00 2024-04-24 pm EDT 5-day change 1st Jan Change
0.099 OMR 0.00% Intraday chart for Bank Nizwa SAOG +1.02% +3.12%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 136.5 142.5 144 217 223.7 214.7
Enterprise Value (EV) 1 37.63 32.93 63.56 96.14 144.3 146.6
P/E ratio 18.2 x 14 x 13 x 13.9 x 14.9 x 12.6 x
Yield - - 1.3% 3.55% 4.04% 2.4%
Capitalization / Revenue 5.44 x 4.82 x 4.36 x 5.83 x 5.41 x 4.52 x
EV / Revenue 1.5 x 1.11 x 1.92 x 2.58 x 3.49 x 3.08 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.99 x 0.96 x 0.9 x 0.9 x 0.91 x 0.85 x
Nbr of stocks (in thousands) 1,500,000 1,500,000 1,500,000 2,236,953 2,236,953 2,236,953
Reference price 2 0.0910 0.0950 0.0960 0.0970 0.1000 0.0960
Announcement Date 3/12/19 3/12/20 3/11/21 3/13/22 3/7/23 3/11/24
1OMR in Million2OMR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 25.1 29.57 33.06 37.22 41.32 47.54
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 8.443 11.99 12.9 14.34 17.52 19.76
Net income 1 7.512 10.18 11.07 12.53 15.06 17.02
Net margin 29.93% 34.42% 33.47% 33.66% 36.44% 35.8%
EPS 2 0.005007 0.006785 0.007378 0.007000 0.006730 0.007609
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - 0.001250 0.003440 0.004038 0.002300
Announcement Date 3/12/19 3/12/20 3/11/21 3/13/22 3/7/23 3/11/24
1OMR in Million2OMR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 98.9 110 80.4 121 79.4 68.2
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 5.61% 7.14% 7.2% 6.27% 6.2% 6.82%
ROA (Net income/ Total Assets) 0.96% 1.07% 0.99% 0.96% 1.04% 1.1%
Assets 1 784.7 953.3 1,120 1,306 1,446 1,547
Book Value Per Share 2 0.0900 0.1000 0.1100 0.1100 0.1100 0.1100
Cash Flow per Share 2 0.0700 0.0700 0.0500 0.0500 0.0200 0.0300
Capex 1 0.24 0.44 0.46 3.02 4 3.1
Capex / Sales 0.98% 1.49% 1.4% 8.11% 9.67% 6.53%
Announcement Date 3/12/19 3/12/20 3/11/21 3/13/22 3/7/23 3/11/24
1OMR in Million2OMR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
1
Last Close Price
0.099 OMR
Average target price
0.102 OMR
Spread / Average Target
+3.03%
Consensus

Annual profits - Rate of surprise

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