Financials Banco Itaú Chile

Equities

ITAUCL

CL0002841873

Banks

End-of-day quote Santiago S.E. 06:00:00 2024-04-25 pm EDT 5-day change 1st Jan Change
10,075 CLP +0.50% Intraday chart for Banco Itaú Chile -0.93% +17.42%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 2,234,071 1,224,640 1,278,506 1,820,460 1,856,204 2,179,633 - -
Enterprise Value (EV) 1 2,234,071 1,224,640 1,278,506 1,820,460 1,856,204 2,179,633 2,179,633 2,179,633
P/E ratio 17.6 x -1.32 x 3.55 x 4.19 x 5.23 x 6.32 x 5.71 x 5.04 x
Yield 2.31% 10.4% - 4.58% - 5.78% 6.11% 6.75%
Capitalization / Revenue 1.81 x 1.14 x 0.96 x 1.36 x 1.24 x 1.35 x 1.3 x 1.21 x
EV / Revenue 1.81 x 1.14 x 0.96 x 1.36 x 1.24 x 1.35 x 1.3 x 1.21 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.67 x 0.53 x 0.49 x 0.55 x 0.5 x 0.55 x 0.52 x 0.49 x
Nbr of stocks (in thousands) 113,867 113,867 172,398 216,335 216,341 216,341 - -
Reference price 2 19,620 10,755 7,416 8,415 8,580 10,075 10,075 10,075
Announcement Date 1/13/20 1/20/21 1/12/22 1/12/23 2/28/24 - - -
1CLP in Million2CLP
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 1,236,084 1,078,434 1,326,196 1,343,466 1,501,992 1,610,981 1,681,632 1,807,949
EBITDA - - - - - - - -
EBIT 1 172,416 -1,077,940 389,613 398,055 593,151 848,681 832,395 928,817
Operating Margin 13.95% -99.95% 29.38% 29.63% 39.49% 52.68% 49.5% 51.37%
Earnings before Tax (EBT) 1 179,248 -1,079,279 391,196 402,279 384,667 413,877 463,272 528,476
Net income 1 127,065 -925,479 277,806 433,744 354,887 348,386 386,512 437,902
Net margin 10.28% -85.82% 20.95% 32.29% 23.63% 21.63% 22.98% 24.22%
EPS 2 1,116 -8,127 2,088 2,007 1,640 1,595 1,763 2,000
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 453.2 1,116 - 385.2 - 582.3 615.4 679.7
Announcement Date 1/13/20 1/20/21 1/12/22 1/12/23 2/28/24 - - -
1CLP in Million2CLP
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 277,095 503,241 403,388 159,742 298,789 440,549 451,896 374,708 436,578 391,895 399,354 408,922
EBITDA - - - - - - - - - - - -
EBIT - - - - - - - - - - - -
Operating Margin - - - - - - - - - - - -
Earnings before Tax (EBT) 1 - 241,971 123,928 -33,012 - 164,462 160,058 44,979 113,717 114,288 116,983 93,766
Net income 1 - 135,338 112,983 79,278 74,783 141,302 65,290 73,511 96,390 96,012 98,982 82,037
Net margin - 26.89% 28.01% 49.63% 25.03% 32.07% 14.45% 19.62% 22.08% 24.5% 24.79% 20.06%
EPS 2 - 625.5 522.0 364.5 - 653.1 301.8 339.8 445.0 435.6 449.1 402.0
Dividend per Share 2 - - - - - - - - 246.1 246.8 - -
Announcement Date 5/5/22 7/12/22 10/13/22 1/12/23 5/11/23 7/13/23 11/1/23 2/28/24 - - - -
1CLP in Million2CLP
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 3.81% -2.8% 9.93% 17.2% 10.1% 9.12% 9.49% 10.1%
ROA (Net income/ Total Assets) 0.4% -0.2% 0.9% 1.2% 0.86% 0.79% 0.85% 0.88%
Assets 1 31,620,794 462,739,500 30,867,333 36,145,333 41,265,930 44,211,399 45,597,018 49,893,725
Book Value Per Share 2 29,385 20,336 15,152 15,332 17,256 18,156 19,281 20,599
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 1/13/20 1/20/21 1/12/22 1/12/23 2/28/24 - - -
1CLP in Million2CLP
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
4
Last Close Price
10,075 CLP
Average target price
12,880 CLP
Spread / Average Target
+27.84%
Consensus
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