Financials AEON Credit Service (Asia) Company Limited

Equities

900

HK0900002681

Consumer Lending

Delayed Hong Kong S.E. 04:08:06 2024-04-30 am EDT 5-day change 1st Jan Change
5.68 HKD -.--% Intraday chart for AEON Credit Service (Asia) Company Limited +0.53% +4.22%

Valuation

Fiscal Period: February 2022 2023 2024 2025 2026
Capitalization 1 2,111 2,085 2,379 - -
Enterprise Value (EV) 1 2,111 2,085 2,282 2,379 2,379
P/E ratio 6.16 x 5.58 x 5.82 x 4.81 x 4.18 x
Yield - - 8.45% 9.15% 9.15%
Capitalization / Revenue - - 1.41 x 1.34 x 1.28 x
EV / Revenue - - 1.41 x 1.34 x 1.28 x
EV / EBITDA - - - - -
EV / FCF - - -6.74 x - -
FCF Yield - - -14.8% - -
Price to Book - - 0.59 x 0.58 x 0.55 x
Nbr of stocks (in thousands) 418,766 418,766 418,766 - -
Reference price 2 5.040 4.980 5.680 5.680 5.680
Announcement Date 4/6/22 4/4/23 4/5/24 - -
1HKD in Million2HKD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: February 2022 2023 2024 2025 2026
Net sales 1 - - 1,623 1,771 1,860
EBITDA - - - - -
EBIT 1 - - 807.9 900 969
Operating Margin - - 49.77% 50.82% 52.1%
Earnings before Tax (EBT) 1 - - 472.5 595 686
Net income 1 342.6 373.6 392.3 493 569
Net margin - - 24.16% 27.84% 30.59%
EPS 2 0.8181 0.8922 0.9367 1.180 1.360
Free Cash Flow 1 - - -353 - -
FCF margin - - -24.05% - -
FCF Conversion (EBITDA) - - - - -
FCF Conversion (Net income) - - - - -
Dividend per Share 2 - - 0.4800 0.5200 0.5200
Announcement Date 4/6/22 4/4/23 4/5/24 - -
1HKD in Million2HKD
Estimates

Balance Sheet Analysis

Fiscal Period: February 2022 2023 2024 2025 2026
Net Debt - - - - -
Net Cash position - - - - -
Leverage (Debt/EBITDA) - - - - -
Free Cash Flow 1 - - -353 - -
ROE (net income / shareholders' equity) - - 9.7% 12% 13%
ROA (Net income/ Total Assets) - - 5.5% 6.4% 7%
Assets 1 - - 7,055 7,703 8,129
Book Value Per Share 2 - - 9.560 9.870 10.40
Cash Flow per Share - - - - -
Capex 1 - - 136 98 106
Capex / Sales - - 9.26% 5.53% 5.7%
Announcement Date 4/6/22 4/4/23 4/5/24 - -
1HKD in Million2HKD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Annual profits - Rate of surprise

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