Financials Zagrebacka banka d.d.

Equities

ZABA

HRZABARA0009

Banks

End-of-day quote Zagreb S.E. 06:00:00 2024-04-25 pm EDT 5-day change 1st Jan Change
16.75 EUR +0.60% Intraday chart for Zagrebacka banka d.d. -0.89% +11.67%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 2,466 2,661 2,298 2,776 2,735 4,803
Enterprise Value (EV) 2 -20,178 -23,559 -31,079 -36,066 -49,800 4,303
P/E ratio 1.21 x 1.52 x 2.29 x 1.86 x 1.46 x 9.46 x
Yield 75% - - 72.3% 149% 9.33%
Capitalization / Revenue 0.49 x 0.52 x 0.58 x 0.61 x 0.54 x 4.86 x
EV / Revenue -3.97 x -4.64 x -7.86 x -7.98 x -9.76 x 4.35 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.13 x 0.14 x 0.12 x 0.13 x 0.14 x 1.79 x
Nbr of stocks (in thousands) 320,059 319,662 320,115 320,196 320,208 320,216
Reference price 3 7.705 8.323 7.179 8.671 8.540 15.00
Announcement Date 3/5/19 3/3/20 3/9/21 3/1/22 2/28/23 2/27/24
1EUR in Million2HRK in Million3EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 5,078 5,075 3,952 4,518 5,102 989
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 2,367 2,088 1,201 1,844 2,269 614
Net income 1 2,038 1,754 1,002 1,496 1,869 508
Net margin 40.13% 34.56% 25.35% 33.11% 36.63% 51.37%
EPS 2 6.371 5.483 3.131 4.673 5.837 1.586
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 5.780 - - 6.270 12.74 1.400
Announcement Date 3/5/19 3/3/20 3/9/21 3/1/22 2/28/23 2/27/24
1HRK in Million2HRK
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 22,644 26,220 33,377 38,842 52,535 500
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 11.1% 9.31% 5.16% 7.28% 9% 19%
ROA (Net income/ Total Assets) 1.54% 1.24% 0.68% 0.97% 1.11% 2.11%
Assets 1 132,518 141,646 147,418 153,878 168,212 24,079
Book Value Per Share 2 58.60 59.40 62.00 66.50 63.10 8.360
Cash Flow per Share 2 77.10 81.70 105.0 121.0 168.0 2.520
Capex 1 523 93 238 335 240 100
Capex / Sales 10.3% 1.83% 6.02% 7.41% 4.7% 10.11%
Announcement Date 3/5/19 3/3/20 3/9/21 3/1/22 2/28/23 2/27/24
1HRK in Million2HRK
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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