Copyright © BusinessAMBE 2023
In just a few days, November will start. That means some things are changing again that could impact your financial situation. We shine our light on the main changes.
Belfius increases its savings rates
Not a month seems to go by without a bank changing its savings rates. On
- The interest rate on the ordinary savings account rises from 0.9 to 1.1 percent.
- The so-called Fidelity account guarantees an interest rate of 2 percent in a few days, up from 1.25 percent today.
Also this: Competitors
Bpost bank will become part of
- First, you have the basic
Easy Go package. For that package, you will pay2 euros a month. In exchange, you get a current account, a maximum of 2 debit cards, the possibility to make six manual transactions a year and basic advice. If you choose this formula, you can ask all your financial questions at one of bpost bank's branches. -
For those in need of more personalized advice, the major bank is launching the Easy Guide Pack formula. You pay
5.50 euros a month for this subscription formula. In addition to the basic offer, this package includes 2 credit cards and extensive financial advice. Those who opt for this formula are served at one ofBNP Paribas Fortis' branches (after making an appointment). - The existing current accounts of the two financial institutions will disappear.
Wi-Free,
- Many users now use their mobile network to surf, so there is less need for Wi-Free. Therefore,
Telenet says it can no longer justify the maintenance costs of that service. - In addition, recent and future modems can no longer transmit the Wi-Free signal. That function will therefore become obsolete.
Rent subsidy and rent allowance changes
Starting
- For a rent subsidy, you no longer have to register on a waiting list for social housing.
- You can apply for the rent subsidy up to nine months after you move.
-
Living in Flanders will no longer conduct a compliance investigation when applying for a rent subsidy. "If a home has already been declared unsuitable, uninhabitable or overcrowded at the time of your application, you will not receive a rental subsidy. Because then it is already clear that the property is not in order. In other cases, Wonen in Vlaanderen assumes that the house is in order. This allows your application for the rent premium to proceed more quickly," the government agency announced on its site.
- You don't have to apply for a rent premium. You will automatically receive a letter with the necessary application documents if you have been on the waiting list for four years.
Flemish premium for a gas condensing boiler disappears
From
- That premium will only apply if the final billing date is no later than
October 31, 2023 . In that case, the application will still be possible untilOctober 31, 2024 . - The gas condensing boiler must not be older than two years at the time of application.
Indexation of benefits
According to the
- If the pivot index is exceeded this month, benefits will be indexed in November. Civil service wages will follow in December.
- Private sector wages will also rise if the pivot index is exceeded. When and how this happens depends on the joint committee you fall under.
Temporarily higher rates at Bpost
Bpost charges a
- "In the end-of-year period between Black Friday and Christmas, it is always very busy in the sorting centers, on the road, in the Bpost network and in the distribution," the postal company said in a press release in early October. "To compensate for the extra costs during this period and to encourage the spread of demand outside this period, all customers will be charged a surcharge of
1 euro per parcel for parcel dispatch inBelgium ."
Further rate increases are planned, but they will not apply until
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