Financials South Atlantic Bancshares, Inc.

Equities

SABK

US83636T1043

Banks

Market Closed - OTC Markets 03:56:33 2024-05-02 pm EDT 5-day change 1st Jan Change
10.65 USD +0.47% Intraday chart for South Atlantic Bancshares, Inc. -0.56% -16.47%

Valuation

Fiscal Period: December 2020 2021 2022 2023 2024 2025
Capitalization 1 91.74 116.3 102.5 80.53 80.53 -
Enterprise Value (EV) 1 91.74 116.3 102.5 95.98 80.53 80.53
P/E ratio 12.9 x 10.9 x 8.66 x 9.66 x 10.1 x 7.55 x
Yield - - - 0.78% 0.94% 0.94%
Capitalization / Revenue - 2.55 x 2.07 x 2.02 x 1.59 x 1.44 x
EV / Revenue - 2.55 x 2.07 x 2.02 x 1.59 x 1.44 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book - 1.11 x 1.17 x 0.95 x 0.72 x 0.63 x
Nbr of stocks (in thousands) 7,489 7,532 7,540 7,561 7,561 -
Reference price 2 12.25 15.44 13.60 10.65 10.65 10.65
Announcement Date 1/26/21 1/19/22 1/24/23 1/25/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2020 2021 2022 2023 2024 2025
Net sales 1 - 45.63 49.58 47.43 50.6 55.93
EBITDA - - - - - -
EBIT 1 - 14.9 16.99 13.5 15.07 17.12
Operating Margin - 32.67% 34.28% 28.47% 29.79% 30.62%
Earnings before Tax (EBT) 1 - 13.58 15.04 12.75 10.2 13.78
Net income 1 7.196 10.85 12.05 10.02 8.1 10.81
Net margin - 23.77% 24.31% 21.12% 16.01% 19.33%
EPS 2 0.9500 1.420 1.570 1.320 1.050 1.410
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 - - - 0.1000 0.1000 0.1000
Announcement Date 1/26/21 1/19/22 1/24/23 1/25/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q2 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2
Net sales 1 11.11 11.06 11.12 10.49 - 13.51 13.6 12.28 11.81 11.68 11.52 11.71 12.24
EBITDA - - - - - - - - - - - - -
EBIT 1 3.487 3.335 3.306 2.483 - 4.954 6.083 3.961 3.369 2.2 2.764 3.074 3.448
Operating Margin 31.38% 30.16% 29.72% 23.68% - 36.67% 44.72% 32.25% 28.52% 18.84% 23.99% 26.26% 28.17%
Earnings before Tax (EBT) 1 - 3.224 2.753 2.408 3.188 4.304 5.183 3.786 3.189 2.684 2.5 2.624 2.5
Net income 1 2.475 2.604 2.254 2.006 2.508 3.629 3.951 3.124 2.513 2.1 1.999 2.072 1.9
Net margin 22.27% 23.55% 20.26% 19.13% - 26.87% 29.05% 25.43% 21.28% 17.99% 17.35% 17.7% 15.52%
EPS 2 0.3200 0.3400 0.2900 0.2600 0.3300 0.4700 0.5200 0.4100 0.3300 0.2750 0.2600 0.2700 0.2500
Dividend per Share 2 - - - - - - - 0.1000 - - - 0.1000 -
Announcement Date 7/20/21 10/19/21 1/19/22 4/19/22 7/19/22 10/18/22 1/24/23 4/25/23 7/25/23 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2020 2021 2022 2023 2024 2025
Net Debt - - - - - -
Net Cash position - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) - 10.7% 12.3% 10.4% 7.5% 8.85%
ROA (Net income/ Total Assets) - 1% 0.91% 0.66% 0.48% 0.6%
Assets 1 - 1,089 1,321 1,514 1,688 1,817
Book Value Per Share 2 - 13.90 11.60 13.40 14.90 17.00
Cash Flow per Share - - - - - -
Capex - - - - - -
Capex / Sales - - - - - -
Announcement Date 1/26/21 1/19/22 1/24/23 1/25/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
2
Last Close Price
10.65 USD
Average target price
14 USD
Spread / Average Target
+31.46%
Consensus
  1. Stock Market
  2. Equities
  3. SABK Stock
  4. Financials South Atlantic Bancshares, Inc.