Financials Renasant Corporation

Equities

RNST

US75970E1073

Banks

Market Closed - Nyse 04:00:02 2024-04-26 pm EDT 5-day change 1st Jan Change
29.85 USD -0.20% Intraday chart for Renasant Corporation +0.17% -11.37%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 2,028 1,893 2,116 2,103 1,891 1,681 -
Enterprise Value (EV) 1 2,028 1,893 2,116 2,103 1,891 1,681 1,681
P/E ratio 12.3 x 22.8 x 12.2 x 12.7 x 13.2 x 11 x 10.8 x
Yield 2.46% 2.61% 2.32% 2.34% 2.61% 2.98% 3.08%
Capitalization / Revenue 3.35 x 2.78 x 3.22 x 3.31 x 2.94 x 2.51 x 2.4 x
EV / Revenue 3.35 x 2.78 x 3.22 x 3.31 x 2.94 x 2.51 x 2.4 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 0.95 x 0.89 x 0.96 x 0.98 x 0.82 x 0.7 x 0.67 x
Nbr of stocks (in thousands) 57,249 56,195 55,747 55,953 56,142 56,305 -
Reference price 2 35.42 33.68 37.95 37.59 33.68 29.85 29.85
Announcement Date 1/21/20 1/26/21 1/25/22 1/24/23 1/23/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 605.2 680.9 657.7 636 643.4 669.8 698.9
EBITDA - - - - - - -
EBIT 1 231.3 234.1 210.4 236 233.4 215.4 232.6
Operating Margin 38.22% 34.38% 31.99% 37.11% 36.28% 32.16% 33.29%
Earnings before Tax (EBT) 1 216.1 103.5 222.8 211.3 177.2 190.4 201.1
Net income 1 167.9 83.65 175.9 166.1 144.7 154.3 156.5
Net margin 27.75% 12.29% 26.74% 26.11% 22.49% 23.03% 22.39%
EPS 2 2.880 1.480 3.120 2.950 2.560 2.712 2.764
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 0.8700 0.8800 0.8800 0.8800 0.8800 0.8900 0.9200
Announcement Date 1/21/20 1/26/21 1/25/22 1/24/23 1/23/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 155 150.8 138.8 150.7 171.5 174 173.1 150.3 169 149 167.2 166.1 169.4 168.9 168
EBITDA - - - - - - - - - - - - - - -
EBIT 1 52.6 49.19 42.66 54.17 66.97 72.19 63.86 59.72 57.84 52.61 48.23 53.73 56.16 54.29 53.28
Operating Margin 33.94% 32.61% 30.73% 35.94% 39.05% 41.5% 36.9% 39.73% 34.23% 35.32% 28.84% 32.35% 33.15% 32.15% 31.71%
Earnings before Tax (EBT) 1 51.25 48.42 41.48 50.54 60.13 59.16 57.4 35.28 53.23 31.91 49.32 47.48 49.44 47.26 46.12
Net income 1 40.06 37.05 33.55 39.68 46.57 46.28 46.08 28.64 42.33 28.12 39.41 37.21 38.74 37.04 35.87
Net margin 25.85% 24.57% 24.16% 26.32% 27.15% 26.6% 26.62% 19.06% 25.05% 18.88% 23.57% 22.4% 22.86% 21.93% 21.35%
EPS 2 0.7100 0.6600 0.6000 0.7100 0.8300 0.8200 0.8200 0.5100 0.7500 0.5000 0.7000 0.6583 0.6833 0.6550 0.6350
Dividend per Share 2 0.2200 0.2200 0.2200 0.2200 0.2200 0.2200 0.2200 0.2200 0.2200 0.2200 0.2243 0.2229 0.2229 0.2229 0.2317
Announcement Date 10/28/21 1/25/22 4/26/22 7/26/22 10/25/22 1/24/23 4/25/23 7/25/23 10/24/23 1/23/24 4/23/24 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 7.97% 3.96% 7.96% 7.6% 6.5% 6.4% 6.32%
ROA (Net income/ Total Assets) 1.3% 0.58% 1.11% 1% 0.84% 0.87% 0.87%
Assets 1 12,916 14,423 15,846 16,607 17,224 17,703 18,050
Book Value Per Share 2 37.40 38.00 39.60 38.20 40.90 42.70 44.90
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 1/21/20 1/26/21 1/25/22 1/24/23 1/23/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C
More Ratings
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
7
Last Close Price
29.85 USD
Average target price
34 USD
Spread / Average Target
+13.90%
Consensus
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