Regional B de C : The Corporate Presentation for the 4Q22
February 10, 2023 at 02:42 pm EST
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Regional S.A.B. de C.V.
Corporate Presentation | January 2023
Key Figures
4Q21
Profitability
Net Income QTR
925
Net Income YTD
3,556
NIM*
5.3%
NIM of Total Loans*
6.5%
ROAE*
15.3%
ROAA*
2.2%
Efficiency Ratio*
46.4%
Growth
Time Deposits1
38,719
Demand Deposits
61,785
Shareholders Equity
24,408
Total Loan Portfolio
117,952
Risks
NPL Ratio
1.8%
Capitalization Ratio2
16.0%
* Last Twelve Months
Time Deposits Includes Cedes + Promissory Notes
Capitalization ratio as of November 2022
4Q22
1,337
4,945
5.9%
7.2%
21.0%
2.7%
43.7%
38,346
72,024
25,213
136,698
1.3%
15.2%
Growth
YoY
45%
39%
b.p.
b.p.
565 b.p. 43 b.p.
(278 b.p.)
(1%)
17%
3%
16%
(51 b.p.)
(83 b.p.)
2
What sets us apart
Our strengths
Strong growth potential
Competitive and
Intensive digital
Attractive and
Experienced
with specialized
diversified funding
initiatives to enhance
consistent dividend
management and
attention in all banking
structure
our digital channels and
payments without
corporate governance
segments through our
achieve a highly
compromising growth
two main channels
effective operation
We can combine the real and digital worlds like no other company can
Our strategy
Growth
Sustainable growth of financial assets, achieving extraordinary results in profitability and asset quality.
Seamless digital
Technology as a tool to enhance customer experience.
Efficiency
Maximization of operational efficiency through new technologies.
Client-centric
Increase the customer base in a solid and lasting way.
Personalization
Providing the right products to help our costumers to achieve their financial goals.
5
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Regional SAB de CV published this content on 10 February 2023 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 10 February 2023 19:41:08 UTC.
Regional SAB de CV is a Mexico-based bank. The Company's business unit are divided in Medium Business, Automotive Business, Personal and Patrimonial Banking, Consumer Credits, Mortgage and Intermediation and Markets. The Medium Business unit offers credit to the medium-sized business sector. The Automotive Business unit offers credit for the acquisition of transport equipment. The Personal and Patrimonial Banking unit offers savings and investment products for medium and high income individuals. The Consumer Credits unit offers personal credit products, such as credit card and personal loans to the middle and high income segment. The Mortgage unit offers loans for house and land acquisition, for completion of construction and remodeling and the refinancing of existing credits. The Intermediation and Markets unit offers currency exchanges and investment fund distribution services. The Company is active in more than 20 Mexican states.
REGIONAL S.A.B. DE C.V. 
