Financials PT Trust Finance Indonesia Tbk

Equities

TRUS

ID1000134901

Consumer Lending

End-of-day quote INDONESIA S.E. 06:00:00 2024-06-03 pm EDT 5-day change 1st Jan Change
372 IDR +2.20% Intraday chart for PT Trust Finance Indonesia Tbk +6.29% +3.33%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 217,600 225,600 235,200 332,800 280,000 288,000
Enterprise Value (EV) 1 215,726 203,585 220,311 213,840 230,639 248,891
P/E ratio 12.3 x 13.3 x 13 x 13.9 x 11.7 x 11.1 x
Yield - - - - - -
Capitalization / Revenue 5.22 x 5.4 x 5.68 x 6.86 x 5.7 x 5.34 x
EV / Revenue 5.17 x 4.87 x 5.32 x 4.41 x 4.69 x 4.62 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.82 x 0.79 x 0.78 x 1.02 x 0.8 x 0.76 x
Nbr of stocks (in thousands) 800,000 800,000 800,000 800,000 800,000 800,000
Reference price 2 272.0 282.0 294.0 416.0 350.0 360.0
Announcement Date 3/29/19 3/31/20 4/21/21 3/31/22 3/30/23 3/19/24
1IDR in Million2IDR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 41,716 41,780 41,375 48,489 49,154 53,893
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 22,955 21,796 23,048 29,657 29,453 32,860
Net income 1 17,631 16,955 18,139 23,907 23,892 25,994
Net margin 42.26% 40.58% 43.84% 49.3% 48.61% 48.23%
EPS 2 22.04 21.19 22.67 29.88 29.87 32.49
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - -
Announcement Date 3/29/19 3/31/20 4/21/21 3/31/22 3/30/23 3/19/24
1IDR in Million2IDR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 1,874 22,015 14,889 118,960 49,361 39,109
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 6.84% 6.15% 6.18% 7.59% 7.05% 7.14%
ROA (Net income/ Total Assets) 5.95% 5.42% 5.67% 7.07% 6.59% 6.48%
Assets 1 296,440 312,661 319,887 338,235 362,814 401,107
Book Value Per Share 2 333.0 356.0 379.0 409.0 439.0 472.0
Cash Flow per Share 2 34.40 38.30 28.80 159.0 70.60 89.60
Capex 1 1,474 2,845 766 2,140 1,417 43,359
Capex / Sales 3.53% 6.81% 1.85% 4.41% 2.88% 80.45%
Announcement Date 3/29/19 3/31/20 4/21/21 3/31/22 3/30/23 3/19/24
1IDR in Million2IDR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

  1. Stock Market
  2. Equities
  3. TRUS Stock
  4. Financials PT Trust Finance Indonesia Tbk