Market Closed -
Other stock markets
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5-day change | 1st Jan Change | ||
12.78 USD | -1.46% | -0.54% | +1.35% |
May. 10 | Provident Financial Services Prices $225 Million Notes Offering | MT |
May. 09 | Provident Financial Services to Offer $200 Million in Subordinated Notes | MT |
Valuation
Fiscal Period: June | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
---|---|---|---|---|---|---|---|
Capitalization 1 | 157.4 | 99.72 | 129.8 | 108 | 89.54 | 87.9 | - |
Enterprise Value (EV) 1 | 157.4 | 99.72 | 129.8 | 108 | 89.54 | 87.9 | 87.9 |
P/E ratio | 36.2 x | 13.3 x | 17.3 x | 12.2 x | 10.7 x | 12.9 x | 9.68 x |
Yield | 2.67% | 4.18% | 3.24% | 3.78% | 4.39% | 4.38% | 4.38% |
Capitalization / Revenue | 3.11 x | 2.44 x | 3.69 x | 2.98 x | 2.18 x | 2.29 x | 2.19 x |
EV / Revenue | 3.11 x | 2.44 x | 3.69 x | 2.98 x | 2.18 x | 2.29 x | 2.19 x |
EV / EBITDA | - | - | - | - | - | - | - |
EV / FCF | - | - | - | - | - | - | - |
FCF Yield | - | - | - | - | - | - | - |
Price to Book | 1.3 x | 0.8 x | 1.02 x | 0.84 x | 0.69 x | 0.67 x | 0.63 x |
Nbr of stocks (in thousands) | 7,497 | 7,436 | 7,517 | 7,285 | 7,023 | 6,878 | - |
Reference price 2 | 20.99 | 13.41 | 17.27 | 14.83 | 12.75 | 12.78 | 12.78 |
Announcement Date | 7/30/19 | 7/28/20 | 7/28/21 | 7/26/22 | 7/26/23 | - | - |
Income Statement Evolution (Annual data)
Fiscal Period: June | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
---|---|---|---|---|---|---|---|
Net sales 1 | 50.68 | 40.92 | 35.21 | 36.31 | 41.06 | 38.38 | 40.21 |
EBITDA | - | - | - | - | - | - | - |
EBIT | 5.445 | 12.02 | 9.479 | 10.4 | 12.79 | - | - |
Operating Margin | 10.74% | 29.38% | 26.92% | 28.63% | 31.15% | - | - |
Earnings before Tax (EBT) 1 | 5.92 | 10.9 | 10.19 | 12.86 | 12.42 | 9.68 | 12.3 |
Net income 1 | 4.417 | 7.689 | 7.56 | 9.093 | 8.592 | 6.85 | 8.72 |
Net margin | 8.72% | 18.79% | 21.47% | 25.04% | 20.93% | 17.85% | 21.69% |
EPS 2 | 0.5800 | 1.010 | 1.000 | 1.220 | 1.190 | 0.9900 | 1.320 |
Free Cash Flow | - | - | - | - | - | - | - |
FCF margin | - | - | - | - | - | - | - |
FCF Conversion (EBITDA) | - | - | - | - | - | - | - |
FCF Conversion (Net income) | - | - | - | - | - | - | - |
Dividend per Share 2 | 0.5600 | 0.5600 | 0.5600 | 0.5600 | 0.5600 | 0.5600 | 0.5600 |
Announcement Date | 7/30/19 | 7/28/20 | 7/28/21 | 7/26/22 | 7/26/23 | - | - |
Income Statement Evolution (Quarterly data)
Fiscal Period: June | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 | 2025 Q2 | 2025 Q3 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Net sales 1 | 8.957 | 9.031 | - | 9.671 | 9.968 | 10.34 | 10.38 | 10.37 | 9.89 | 9.649 | 9.407 | 9.43 | 9.63 | 9.96 | 10.13 |
EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
EBIT | 3.289 | 2.132 | - | 3.222 | 3.027 | 3.543 | 3.458 | 2.762 | 3.034 | - | - | - | - | - | - |
Operating Margin | 36.72% | 23.61% | - | 33.32% | 30.37% | 34.26% | 33.31% | 26.64% | 30.68% | - | - | - | - | - | - |
Earnings before Tax (EBT) 1 | 3.628 | 3.199 | 2.398 | 3.633 | 2.957 | 3.352 | 3.289 | 2.818 | 2.489 | 3.025 | 2.115 | 2.225 | 2.365 | 2.75 | 2.83 |
Net income 1 | 2.667 | 2.264 | 1.699 | 2.463 | 2.09 | 2.371 | 2.323 | 1.808 | 1.762 | 2.141 | 1.495 | 1.58 | 1.655 | 1.94 | 2.045 |
Net margin | 29.78% | 25.07% | - | 25.47% | 20.97% | 22.93% | 22.38% | 17.44% | 17.82% | 22.19% | 15.89% | 16.76% | 17.19% | 19.48% | 20.19% |
EPS 2 | 0.3500 | 0.3000 | 0.2300 | 0.3400 | 0.2900 | 0.3300 | 0.3300 | 0.2600 | 0.2500 | 0.3100 | 0.2200 | 0.2300 | 0.2450 | 0.2900 | 0.3050 |
Dividend per Share 2 | 0.1400 | 0.1400 | 0.1400 | 0.1400 | 0.1400 | 0.1400 | 0.1400 | 0.1400 | 0.1400 | 0.1400 | 0.1400 | 0.1400 | 0.1400 | 0.1400 | 0.1400 |
Announcement Date | 10/26/21 | 1/26/22 | 4/26/22 | 7/26/22 | 10/25/22 | 1/27/23 | 4/26/23 | 7/26/23 | 10/25/23 | 1/29/24 | 4/29/24 | - | - | - | - |
Balance Sheet Analysis
Fiscal Period: June | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
---|---|---|---|---|---|---|---|
Net Debt | - | - | - | - | - | - | - |
Net Cash position | - | - | - | - | - | - | - |
Leverage (Debt/EBITDA) | - | - | - | - | - | - | - |
Free Cash Flow | - | - | - | - | - | - | - |
ROE (net income / shareholders' equity) | 3.63% | 6.26% | 6.05% | 7.14% | 6.58% | 5.26% | 6.5% |
ROA (Net income/ Total Assets) | 0.39% | 0.69% | 0.64% | 0.76% | 0.68% | 0.53% | 0.63% |
Assets 1 | 1,133 | 1,114 | 1,181 | 1,196 | 1,264 | 1,292 | 1,384 |
Book Value Per Share 2 | 16.10 | 16.70 | 16.90 | 17.70 | 18.40 | 19.10 | 20.40 |
Cash Flow per Share | - | - | - | - | - | - | - |
Capex | - | - | - | - | - | - | - |
Capex / Sales | - | - | - | - | - | - | - |
Announcement Date | 7/30/19 | 7/28/20 | 7/28/21 | 7/26/22 | 7/26/23 | - | - |
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
EPS Revisions
1st Jan change | Capi. | |
---|---|---|
+1.35% | 87.9M | |
+16.85% | 571B | |
+14.20% | 301B | |
+18.59% | 252B | |
+25.74% | 216B | |
+21.29% | 183B | |
+25.50% | 170B | |
+9.52% | 162B | |
+5.28% | 146B | |
-15.88% | 131B |
- Stock Market
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- PROV Stock
- Financials Provident Financial Holdings, Inc.