Financials Oma Säästöpankki Oyj

Equities

OMASP

FI4000306733

Banks

Real-time Estimate Cboe Europe 03:22:49 2024-05-03 am EDT 5-day change 1st Jan Change
16.14 EUR -3.58% Intraday chart for Oma Säästöpankki Oyj -14.60% -24.05%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 262.7 313.6 512.4 559 702.9 554.7 - -
Enterprise Value (EV) 1 262.7 313.6 512.4 559 702.9 554.7 554.7 554.7
P/E ratio 9.55 x 10.2 x 7.7 x 10.1 x 6.12 x 5.18 x 4.76 x 4.38 x
Yield 2.14% 2.26% 1.75% 2.15% 4.71% 6.15% 6.75% 7.38%
Capitalization / Revenue 2.84 x 2.82 x 3.27 x 3.87 x 2.85 x 2.07 x 2.05 x 1.92 x
EV / Revenue 2.84 x 2.82 x 3.27 x 3.87 x 2.85 x 2.07 x 2.05 x 1.92 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.82 x 0.89 x - 1.53 x 1.3 x 0.88 x 0.76 x -
Nbr of stocks (in thousands) 29,585 29,585 29,962 30,019 33,079 33,139 - -
Reference price 2 8.880 10.60 17.10 18.62 21.25 16.74 16.74 16.74
Announcement Date 2/17/20 2/8/21 2/7/22 1/15/23 2/5/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 92.57 111.1 156.6 144.4 247.1 268 271 289.5
EBITDA - - - - - - - -
EBIT 1 42.25 59.29 - - 156.5 172 177 195
Operating Margin 45.64% 53.38% - - 63.35% 64.18% 65.31% 67.36%
Earnings before Tax (EBT) 1 32.68 37.71 - 69.23 138 144 145 158.5
Net income 1 27.58 30.82 - 55.38 110.1 106.8 116.2 110.3
Net margin 29.79% 27.75% - 38.36% 44.54% 39.85% 42.9% 38.1%
EPS 2 0.9300 1.040 2.220 1.850 3.470 3.230 3.515 3.825
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.1900 0.2400 0.3000 0.4000 1.000 1.030 1.130 1.235
Announcement Date 2/17/20 2/8/21 2/7/22 1/15/23 2/5/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 33.84 36.29 39.72 50.7 63.18 66 74.08 67 64 64
EBITDA - - - - - - - - - -
EBIT 15.32 - - - - - - - - -
Operating Margin 45.27% - - - - - - - - -
Earnings before Tax (EBT) 1 13.94 17.77 19.28 23.3 38.7 40.51 24.67 38 36 34
Net income 1 - - 15.26 18.67 - 32.32 19.9 30.5 28.9 27.5
Net margin - - 38.42% 36.83% - 48.98% 26.86% 45.52% 45.16% 42.97%
EPS 2 0.3700 0.4700 0.5100 0.5900 0.9300 0.9700 0.6000 0.9200 0.8700 0.8300
Dividend per Share - - - - - - - - - -
Announcement Date 8/1/22 10/31/22 1/15/23 5/2/23 7/31/23 10/30/23 4/29/24 - - -
1EUR in Million2EUR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 9% 9.1% - 15.8% 24.3% 21.1% 19.2% -
ROA (Net income/ Total Assets) - - - - - - - -
Assets 1 - - - - - - - -
Book Value Per Share 2 10.80 11.90 - 12.20 16.40 19.10 21.90 -
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/17/20 2/8/21 2/7/22 1/15/23 2/5/24 - - -
1EUR in Million2EUR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
1
Last Close Price
16.74 EUR
Average target price
27.25 EUR
Spread / Average Target
+62.78%
Consensus
  1. Stock Market
  2. Equities
  3. OMASP Stock
  4. Financials Oma Säästöpankki Oyj