Financials LOLC Finance PLC

Equities

LOFC.N0000

LK0392N00007

Consumer Lending

End-of-day quote Colombo S.E. 06:00:00 2024-05-02 pm EDT 5-day change 1st Jan Change
7 LKR 0.00% Intraday chart for LOLC Finance PLC -2.78% +52.17%

Valuation

Fiscal Period: März 2018 2019 2020 2021 2022 2023
Capitalization 1 16,380 13,020 11,550 29,400 74,550 115,508
Enterprise Value (EV) 1 71,914 48,579 51,948 27,932 95,064 127,752
P/E ratio 5.09 x 2.18 x 2.84 x 6.73 x 4.4 x 8.38 x
Yield - - - - - -
Capitalization / Revenue 1.27 x 0.77 x 0.94 x 4.66 x 3.35 x 4.19 x
EV / Revenue 5.59 x 2.89 x 4.24 x 4.42 x 4.27 x 4.63 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.96 x 0.57 x 0.37 x 0.82 x 3.27 x 1.97 x
Nbr of stocks (in thousands) 4,200,000 4,200,000 5,250,000 5,250,000 5,250,000 19,251,334
Reference price 2 3.900 3.100 2.200 5.600 14.20 6.000
Announcement Date 6/29/18 7/2/19 6/29/20 6/29/21 6/30/22 6/30/23
1LKR in Million2LKR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: März 2018 2019 2020 2021 2022 2023
Net sales 1 12,875 16,831 12,265 6,313 22,279 27,569
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 2,064 7,108 3,880 4,497 17,743 15,393
Net income 1 2,191 5,963 3,780 4,366 16,951 15,393
Net margin 17.02% 35.43% 30.82% 69.16% 76.08% 55.84%
EPS 2 0.7658 1.420 0.7745 0.8316 3.229 0.7164
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - -
Announcement Date 6/29/18 7/2/19 6/29/20 6/29/21 6/30/22 6/30/23
1LKR in Million2LKR
Estimates

Balance Sheet Analysis

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Net Debt 1 55,534 35,559 40,398 - 20,514 12,244
Net Cash position 1 - - - 1,468 - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 15.6% 29.9% 14% 13% 28.4% 16.7%
ROA (Net income/ Total Assets) 1.31% 2.83% 1.88% 2.41% 7.04% 4.58%
Assets 1 166,870 211,075 201,465 181,062 240,840 336,208
Book Value Per Share 2 4.070 5.420 5.960 6.840 4.340 3.050
Cash Flow per Share 2 2.700 4.180 1.590 2.560 0.6400 0.5000
Capex 1 2,925 883 997 928 6,085 2,505
Capex / Sales 22.72% 5.25% 8.13% 14.71% 27.31% 9.09%
Announcement Date 6/29/18 7/2/19 6/29/20 6/29/21 6/30/22 6/30/23
1LKR in Million2LKR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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