Jianpu Technology : Second Quarter 2023 Earnings Presentation

Second Quarter 2023 Earnings Results

August 21, 2023

Safe Harbor Statement and Disclaimer

This presentation contains "forward-looking" statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and as defined in the Private Securities Litigation Reform Act of 1995. These forward-looking statements include but are not limited to our unaudited results for the second quarter of 2023, our management quotes and our financial outlook for the third quarter of 2023.

Our forward-looking statements are not historical facts but instead represent only our belief regarding expected results and events, many of which, by their nature, are inherently uncertain and outside of our control. Our actual results and other circumstances may differ, possibly materially, from the anticipated results and events indicated in these forward-looking statements. Announced results for the second quarter of 2023 are preliminary, unaudited and subject to audit adjustment. In addition, we may not meet our financial outlook for the third quarter of 2023 and may be unable to grow our business in the manner planned. We may also modify our strategy for growth. In addition, there are other risks and uncertainties that could cause our actual results to differ from what we currently anticipate, including those relating to demand for, and market acceptance of, our solutions and services; our relationships with users, financial service providers and other parties we collaborate with; general economic and business conditions; and assumptions underlying or related to any of the foregoing. For additional information on these and other important factors that could adversely affect our business, financial condition, results of operations and prospects, please see our filings with the U.S. Securities and Exchange Commission.

All information provided in this presentation is as of the date of the presentation. We undertake no obligation to update any forward- looking statement, whether as a result of new information, future events or otherwise, after the date of this presentation, except as required by law.

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Section I	Operational and Financial Highlights

2Q 2023 & 1H 2023 Financial and Operating Highlights
1 More Diversified and Balanced Business Mix…	2	Continue to Deliver YoY Revenue Growth
Despite Macro Headwinds…

17%16%

9%10%

24%28%

26%

9%

25%

Marketing and other services

Big data and system-based risk management

2Q 2023 &1H 2023 Total Revenue

575

+22%

473

+8%

50%46%

40%

Loan recommendation

Credit card recommendation

265

286

1H 2022	2H 2022	1H 2023	2Q 2022	2Q 2023	1H 2022	1H 2023

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2Q 2023 & 1H 2023 Financial and Operating Highlights

3	And Sustained Improvement in Operational	4
		Efficiency
		ROI of Recommendation Services and
		Marketing and Other Services1
		1.29			1.35	1.28		1.35
		1.25	1.26		1.26
	1.20
1.16
						9
							percentage
							points
							From 2Q22 to 2Q23
FY2020	FY2021	FY2022	1Q 2022	2Q 2022	3Q 2022	4Q 2022	1Q 2023	2Q 2023

Explored new	Optimized	Efficiency improvement	Integrated AI
partnerships and	product innovation	and	tools into
acquisition channels	and distribution	cost optimization	daily operations

Led to A Remarkable Quarterly Result of

Approaching Breakeven

Quarterly Net Margin Improvement

1Q 2022

2Q 2022

3Q 2022 4Q 2022

1Q 2023

2Q 2023

-0.3%

-8.1%

-9.3%-7.2%

-13.5%
-25.5%	Net Loss Margin
Q2 2023 VS. Q2 2022
improved by	13 ppts
Net Loss Margin

1 ROI is calculated as revenues from recommendation services, marketing and other services divided by the cost of promotion and acquisition.

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