Financials Interlife General Insurance Company S.A.

Equities

INLIF

GRS805003001

Multiline Insurance & Brokers

Delayed Athens S.E. 04:45:28 2024-05-22 am EDT 5-day change 1st Jan Change
4.93 EUR -0.20% Intraday chart for Interlife General Insurance Company S.A. -1.00% +2.71%

Valuation

Fiscal Period: December 2021 2022
Capitalization 1 74.28 70.95
Enterprise Value (EV) 1 -1.462 38.14
P/E ratio 5.14 x -11.1 x
Yield 2.99% 3.13%
Capitalization / Revenue 0.99 x 1.21 x
EV / Revenue -0.02 x 0.65 x
EV / EBITDA -0.08 x -3.92 x
EV / FCF -0.13 x -0.83 x
FCF Yield -784% -121%
Price to Book 0.61 x 0.63 x
Nbr of stocks (in thousands) 18,477 18,477
Reference price 2 4.020 3.840
Announcement Date 4/29/22 4/28/23
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 61.83 53.67 80.81 66.75 74.84 58.83
EBITDA 1 21.26 9.714 25.19 19.53 18.12 -9.741
EBIT 1 20.9 9.377 24.83 19.19 17.81 -10.07
Operating Margin 33.81% 17.47% 30.73% 28.75% 23.8% -17.11%
Earnings before Tax (EBT) 1 20.9 10.29 25.24 19.65 18.12 -7.969
Net income 1 14.68 6.736 18.86 15.41 14.46 -6.397
Net margin 23.75% 12.55% 23.34% 23.09% 19.32% -10.87%
EPS 2 0.8014 0.3687 1.026 0.8342 0.7828 -0.3462
Free Cash Flow 1 0.8537 13.62 -90.73 14.01 11.46 -46.18
FCF margin 1.38% 25.38% -112.28% 21% 15.31% -78.49%
FCF Conversion (EBITDA) 4.02% 140.18% - 71.76% 63.23% -
FCF Conversion (Net income) 5.82% 202.16% - 90.93% 79.22% -
Dividend per Share 2 0.0500 0.0500 - 0.1200 0.1200 0.1200
Announcement Date 4/30/18 4/25/19 6/3/20 4/29/21 4/29/22 4/28/23
1EUR in Million2EUR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 - - - - - -
Net Cash position 1 17.7 29.2 38.3 56.9 75.7 32.8
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow 1 0.85 13.6 -90.7 14 11.5 -46.2
ROE (net income / shareholders' equity) 23.4% 9.27% 22.2% 15.1% 12.5% -5.44%
ROA (Net income/ Total Assets) 7.52% 3.08% 7.33% 5.02% 4.26% -2.28%
Assets 1 195.1 218.8 257.2 307.1 339.8 280.6
Book Value Per Share 2 3.810 4.140 5.090 5.930 6.600 6.130
Cash Flow per Share 2 0.9600 1.600 2.080 3.090 4.110 1.780
Capex 1 0.09 0.03 0.07 0.11 0.02 0.04
Capex / Sales 0.15% 0.06% 0.09% 0.16% 0.03% 0.06%
Announcement Date 4/30/18 4/25/19 6/3/20 4/29/21 4/29/22 4/28/23
1EUR in Million2EUR
Estimates
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