Market Closed -
Xetra
11:35:16 2024-04-26 am EDT
|
5-day change
|
1st Jan Change
|
230.4
EUR
|
+1.19%
|
|
+0.17%
|
+6.52%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
20,779
|
15,714
|
20,158
|
22,371
|
26,085
|
27,786
|
-
|
-
|
Enterprise Value (EV)
1 |
20,779
|
17,867
|
24,528
|
27,881
|
26,085
|
27,786
|
27,786
|
27,786
|
P/E ratio
|
16.2
x
|
17.8
x
|
16.4
x
|
15.9
x
|
14.3
x
|
12.6
x
|
11.4
x
|
10.8
x
|
Yield
|
3.19%
|
3.45%
|
3.44%
|
-
|
-
|
3.48%
|
3.83%
|
4.06%
|
Capitalization / Revenue
|
0.92
x
|
0.63
x
|
0.73
x
|
0.67
x
|
-
|
1.08
x
|
0.94
x
|
0.9
x
|
EV / Revenue
|
0.92
x
|
0.63
x
|
0.73
x
|
0.67
x
|
-
|
1.08
x
|
0.94
x
|
0.9
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
5.21
x
|
-
|
-
|
-
|
27.2
x
|
26.1
x
|
27.2
x
|
FCF Yield
|
-
|
19.2%
|
-
|
-
|
-
|
3.67%
|
3.84%
|
3.67%
|
Price to Book
|
1.97
x
|
1.43
x
|
1.7
x
|
2.76
x
|
-
|
2.48
x
|
2.22
x
|
1.96
x
|
Nbr of stocks (in thousands)
|
120,597
|
120,597
|
120,597
|
120,597
|
120,597
|
120,597
|
-
|
-
|
Reference price
2 |
172.3
|
130.3
|
167.2
|
185.5
|
216.3
|
230.4
|
230.4
|
230.4
|
Announcement Date
|
3/11/20
|
3/11/21
|
3/10/22
|
3/9/23
|
3/18/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
22,598
|
24,765
|
27,762
|
33,276
|
-
|
25,800
|
29,417
|
30,831
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
1,853
|
1,214
|
1,735
|
2,087
|
1,971
|
3,172
|
3,477
|
3,604
|
Operating Margin
|
8.2%
|
4.9%
|
6.25%
|
6.27%
|
-
|
12.29%
|
11.82%
|
11.69%
|
Earnings before Tax (EBT)
1 |
1,766
|
1,124
|
1,652
|
1,996
|
1,854
|
3,047
|
3,312
|
3,546
|
Net income
1 |
1,284
|
883.1
|
1,231
|
1,407
|
1,825
|
2,213
|
2,428
|
2,576
|
Net margin
|
5.68%
|
3.57%
|
4.44%
|
4.23%
|
-
|
8.58%
|
8.25%
|
8.36%
|
EPS
2 |
10.65
|
7.320
|
10.21
|
11.66
|
15.13
|
18.32
|
20.16
|
21.35
|
Free Cash Flow
1 |
-
|
3,018
|
-
|
-
|
-
|
1,021
|
1,066
|
1,021
|
FCF margin
|
-
|
12.19%
|
-
|
-
|
-
|
3.96%
|
3.62%
|
3.31%
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
341.79%
|
-
|
-
|
-
|
46.13%
|
43.91%
|
39.63%
|
Dividend per Share
2 |
5.500
|
4.500
|
5.750
|
-
|
-
|
8.014
|
8.824
|
9.364
|
Announcement Date
|
3/11/20
|
3/11/21
|
3/10/22
|
3/9/23
|
3/18/24
|
-
|
-
|
-
|
Fiscal Period: December |
2020 S1
|
2021 S1
|
2021 Q3
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
---|
Net sales
1 |
13,146
|
14,465
|
7,155
|
6,143
|
9,333
|
8,009
|
8,909
|
7,024
|
6,570
|
5,702
|
6,242
|
-
|
6,973
|
6,074
|
6,532
|
6,432
|
-
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
503.5
|
956.1
|
324.5
|
454.2
|
396.4
|
522.9
|
408.9
|
759.3
|
720
|
632
|
484
|
134.4
|
826.6
|
725.6
|
689.3
|
949.6
|
-
|
Operating Margin
|
3.83%
|
6.61%
|
4.54%
|
7.39%
|
4.25%
|
6.53%
|
4.59%
|
10.81%
|
10.96%
|
11.08%
|
7.75%
|
-
|
11.85%
|
11.95%
|
10.55%
|
14.76%
|
-
|
Earnings before Tax (EBT)
|
-
|
-
|
303.2
|
-
|
375.3
|
-
|
387.4
|
732.2
|
-
|
-
|
458
|
109
|
-
|
-
|
-
|
-
|
-
|
Net income
1 |
402.4
|
670.6
|
185.4
|
375.4
|
263.6
|
385.1
|
221.9
|
536.1
|
484
|
476
|
439
|
425.4
|
577.2
|
487.9
|
462.6
|
-
|
-
|
Net margin
|
3.06%
|
4.64%
|
2.59%
|
6.11%
|
2.82%
|
4.81%
|
2.49%
|
7.63%
|
7.37%
|
8.35%
|
7.03%
|
-
|
8.28%
|
8.03%
|
7.08%
|
-
|
-
|
EPS
2 |
3.340
|
5.560
|
1.540
|
3.110
|
2.190
|
3.190
|
1.840
|
4.450
|
4.020
|
3.940
|
3.640
|
3.530
|
4.727
|
4.068
|
4.125
|
4.947
|
-
|
Dividend per Share
2 |
-
|
-
|
-
|
5.750
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
8.150
|
-
|
Announcement Date
|
8/5/20
|
8/5/21
|
11/4/21
|
3/10/22
|
5/4/22
|
8/4/22
|
11/3/22
|
3/9/23
|
5/11/23
|
8/9/23
|
11/9/23
|
3/18/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
2,153
|
4,370
|
5,510
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
1 |
-
|
3,018
|
-
|
-
|
-
|
1,021
|
1,066
|
1,021
|
ROE (net income / shareholders' equity)
|
13.3%
|
8.2%
|
10.8%
|
14.1%
|
-
|
20.5%
|
19.8%
|
18.9%
|
ROA (Net income/ Total Assets)
|
1.89%
|
1.24%
|
1.6%
|
1.66%
|
-
|
3.37%
|
3.37%
|
3.38%
|
Assets
1 |
67,931
|
71,400
|
77,151
|
84,927
|
-
|
65,634
|
72,064
|
76,147
|
Book Value Per Share
2 |
87.30
|
91.20
|
98.60
|
67.10
|
-
|
92.90
|
104.0
|
117.0
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
3/11/20
|
3/11/21
|
3/10/22
|
3/9/23
|
3/18/24
|
-
|
-
|
-
|
Last Close Price
230.4
EUR Average target price
239.1
EUR Spread / Average Target +3.79% Consensus |
1st Jan change
|
Capi.
|
---|
| +6.52% | 29.66B | | +10.24% | 59.05B | | +3.14% | 17.78B | | +11.78% | 11.55B | | +4.14% | 2.05B | | -8.29% | 1.52B | | +5.54% | 968M | | -4.40% | 676M | | +39.78% | 618M | | +5.52% | 427M |
Property & Casualty Reinsurance
|