Regulatory Filing: Depository

FR Y-9C

OMB Number 7100-0128

Approval expires September 30, 2026

Page 1 of 74

Board of Governors of the Federal Reserve System

Consolidated Financial Statements for

Holding Companies-FRY-9C

Report at the close of business as of the last calendar day of the quarter

This Report is required by law: Section 5(c) of the BHC Act

(12 U.S.C. § 1844(c)), section 10 of Home Owners' Loan Act (HOLA) (12 U.S.C. § 1467a(b)), section 618 of the Dodd-Frank Act (12 U.S.C. § 1850a(c)(1)), section 165 of the Dodd-Frank Act

(12 U.S.C. § 5365), and section 252.153(b)(2) of Regulation YY (12 CFR 252.153(b)(2)).

This report form is to be filed by holding companies with total consolidated assets of $3 billion or more. In addition, holding companies meeting certain criteria must file this report (FR

Y-9C) regardless of size. See page 1 of the general instructions for further information. However, when such holding companies own or control, or are owned or controlled by, other holding companies, only the top-tier holding company must file this report for the consolidated holding company organization. The Federal Reserve may not conduct or sponsor, and an organization (or a person) is not required to respond to, a collection of information unless it displays a currently valid OMB control number

NOTE: Each holding company's board of directors and senior	Date of Report: September 30, 2023
management are responsible for establishing and maintaining an		Month / Day / Year (BHCK 9999)
effective system of internal control, including controls over the
Consolidated Financial Statements for Holding Companies. The
Consolidated Financial Statements for Holding Companies
is to be prepared in accordance with instructions provided by the
Federal Reserve System. The Consolidated Financial Statements
for Holding Companies must be signed and attested by the
Chief Financial Officer (CFO) of the reporting holding company
(or by the individual performing this equivalent function).
I, the undersigned CFO (or equivalent) of the named holding
company, attest that the Consolidated Financial Statements for
Holding Companies (including the supporting schedules) for this
report date have been prepared in conformance with the instructions
issued by the Federal Reserve System and are true and correct to
the best of my knowledge and belief.
JENNIFER BLUMER		FORESIGHT FINANCIAL GROUP, INC.
Printed Name of Chief Financial Officer (or Equivalent) (BHCK C490)	Legal Title of Holding Company (RSSD 9017)
		809 CANNELL PURI CT - PO BOX 339
Signature of Chief Financial Officer (or Equivalent) (BHCK H321)	(Mailing Address of the Holding Company) Street / PO Box (RSSD 9110)

10/30/2023

WINNEBAGO, IL 61088

Date of Signature (MM/DD/YYYY) (BHTX J196)City (RSSD 9130) State (RSSD 9200)ZIP Code (RSSD 9220)

						Person to whom questions about this report should be directed:
Is confidential treatment	0=No	BHCK
		JENNIFER BLUMER, CHIEF FINANCIAL OFFICER
requested for any portion	1=Yes	C447	NO
of this report submission?					Name / Title (BHTX 8901)
In accordance with the General Instructions for this report (check only one),	[phone]
1. a letter justifying this request is being provided along with the			Area Code / Phone Number (BHTX 8902)
report	(BHCK KY38)					[phone]
2. a letter justifying this request has been provided separately			Area Code / FAX Number (BHTX 9116)
(BHCK KY38)					[e-mail]
						E-mail Address of Contact (BHTX 4086)
For Federal Reserve Bank Use Only
RSSD ID	________________
C.I.	_____	S.F. ____

Holding companies must maintain in their files a manually signed and attested printout of the data submitted.

Public reporting burden for this information collection is estimated to vary from 5 to 1,250 hours per response, with an average of 44.79 hours per response for non-Advanced Approaches holding companies with $5 billion or more and an average of 35.59 hours per response for non-Advanced Approaches holding companies with less than $5 billion in total assets and 49.80 hours for Advanced Approaches holding companies, including time to gather and maintain data in the required form and to review instructions and complete the information collection.

Comments regarding this burden estimate or any other aspect of this information collection, including suggestions for reducing the burden, may be sent to Secretary, Board of Governors of the Federal Reserve System, 20th and C Streets, NW, Washington, DC 20551, and to the Office of Management and Budget, Paperwork Reduction Project (7100-0128), Washington, DC 20503.

FR Y-9C

Page 2 of 74

Chief Executive Officer Contact Information

This information is being requested so the Board can distribute notifications about policy initiatives and other matters directly to the Chief Executive Officers of reporting institutions. Please provide contact information for the Chief Executive Officer of the reporting institution. Enter "none" for the Chief Executive Officer's email address if not available. Chief Executive Officer contact information is for the confidential use of the Board and will not be released to the public.

Chief Executive Officer

Peter Morrison

Name (BHCK FT42 )

[phone]

Area Code / Phone Number / Extension (BHCK FT43)

[e-mail]

E-mail Address (BHCK FT44)

FORESIGHT FINANCIAL GROUP, INC. 809 CANNELL PURI CT - PO BOX 339 WINNEBAGO, IL 61088

Report of Income for Holding Companies

Report all Schedules of the Report of Income on a calendar year-to-date basis.

For Federal Reserve Bank Use Only

RSSD ID	________________
S.F.	________________

FR Y-9C Page 3 of 74

Schedule HI-Consolidated Income Statement

Dollar Amounts in Thousands	BHCK	Amount
1. Interest income
a. Interest and fee income on loans:
(1) In domestic offices:
(a) Loans secured by 1-4 family residential properties__________________________________________	4435	5,311
(b) All other loans secured by real estate____________________________________________________	4436	19,613
(c) All other loans______________________________________________________________________	F821	18,400
(2) In foreign offices, Edge and Agreement subsidiaries, and IBFs	4059	0
b. Income from lease financing receivables	4065	1
c. Interest income on balances due from depository institutions [1]	4115	1,232
d. Interest and dividend income on securities:
(1) U.S. Treasury securities and U.S. government agency obligations (excluding
mortgage-backed securities)	B488	1,663
(2) Mortgage-backed securities	B489	2,414
(3) All other securities	4060	2,066
e. Interest income from trading assets [2]	4069	N/A
f. Interest income on federal funds sold and securities purchased under agreements
to resell	4020	163
g. Other interest income	4518	158
h. Total interest income (sum of items 1.a through 1.g)________________________________________________	4107	51,021
2. Interest expense
a. Interest on deposits:
(1) In domestic offices:
(a) Time deposits of $250,000 or less	HK03	5,538
(b) Time deposits of more than $250,000	HK04	2,694
(c) Other deposits	6761	5,053
(2) In foreign offices, Edge and Agreement subsidiaries and IBFs	4172	0
b. Expense on federal funds purchased and securities sold under agreements to
repurchase	4180	530
c. Interest on trading liabilities and other borrowed money [2]
(excluding subordinated notes and debentures)	4185	N/A
d. Interest on subordinated notes and debentures and on mandatory convertible
securities [2]	4397	N/A
e. Other interest expense	4398	475
f. Total interest expense (sum of items 2.a through 2.e)	4073	14,290
3. Net interest income (item 1.h minus item 2.f)	4074	36,731
4. Provision for loan and lease losses [3]	JJ33	4,479
5. Noninterest income:
a. Income from fiduciary activities	4070	352
b. Service charges on deposit accounts in domestic offices	4483	830
c. Trading revenue [2,4]	A220	N/A

1. Includes interest income on time certificates of deposit not held for trading.
2. To be completed by holding companies with $5 billion or more in total assets. (Asset-size test is based on the prior year June 30 report date). Income and or expenses pertaining to these items should be reported in the "other" categories 1.g, 2.e, and 5.l, respectively by holding companies with less than $5 billion in total assets.
3. Institutions that have adopted ASU 2016-13 should report in item 4, the provisions for credit losses for all financial assets and off-balance sheet credit exposures that fall within the scope of the standard.
4. For holding companies required to complete Schedule HI, memoranda item 9, trading revenue reported in Schedule HI, item 5.c must equal the sum of memoranda items 9.a through 9.e.

1.a.(1)(a)

1.a.(1)(b)

1.a.(1)(c)

1.a.(2)

1.b.

1.c.

1.d.(1)

1.d.(2)

1.d.(3)

1.e.

1.f.

1.g.

1.h.

2.a.(1)(a)

2.a.(1)(b)

2.a.(1)(c)

2.a.(2)

2.b.

2.c.

2.d.

2.e.

2.f.

3.

4.

5.a.

5.b.

5.c.

FORESIGHT FINANCIAL GROUP, INC.	FR Y-9C
809 CANNELL PURI CT - PO BOX 339	Page 4 of 74
WINNEBAGO, IL 61088

Schedule HI-Continued

	Dollar Amounts in Thousands	BHCK	Amount
Holding companies with less than $5 billion in total assets should report data items 5.d.(6) and
5.d.(7) only and leave 5.d.(1) through 5.d.(5) blank.
5.d. Income from securities-related and insurance activities:
	(1) Fees and commissions from securities brokerage	C886	N/A
	(2) Investment banking, advisory, and underwriting fees and commissions	C888	N/A
	(3) Fees and commissions from annuity sales	C887	N/A
	(4) Underwriting income from insurance and reinsurance activities_____________________________________	C386	N/A
	(5) Income from other insurance activities	C387	N/A
	(6) Fees and commissions from securities brokerage, investment banking,
	advisory, and underwriting fees and commissions	KX46	63
	(7) Income from insurance activities [5]	KX47	10
	e. Venture capital revenue [6]	B491	N/A
	f. Net servicing fees	B492	615
	g. Net securitization income [6]	B493	N/A
	h. Not applicable.
	i. Net gains (losses) on sales of loans and lease______________________________________________________	8560	474
	j. Net gains (losses) on sales of other real estate owned	8561	43
	k. Net gains (losses) on sales of other assets [7]	B496	20
	l. Other noninterest income [8]	B497	2,959
	m. Total noninterest income (sum of items 5.a through 5.l)_____________________________________________	4079	5,366
6. a. Realized gains (losses) on held-to-maturity securities	3521	0
	b. Realized gains (losses) on available-for-sale debt securities	3196	-185
7. Noninterest expense:
	a. Salaries and employee benefits	4135	16,796
	b. Expenses of premises and fixed assets (net of rental income) (excluding salaries and
	employee benefits and mortgage interest)	4217	1,775
	c. (1) Goodwill impairment losses	C216	0
	(2) Amortization expense and impairment losses for other intangible assets	C232	0
	d. Other noninterest expense [9]	4092	8,899
	e. Total noninterest expense (sum of items 7.a through 7.d)	4093	27,470
8.	a. Income (loss) before change in net unrealized holding gains (losses) on equity
	securities not held for trading, applicable income taxes, and discontinued
	operations (sum of items 3 , 5.m, 6.a, 6.b, minus items 4 and 7.e)	HT69	9,963
	b. Change in net unrealized holding gains (losses) on equity securities not held
	for trading [10]______________________________________________________________________________	HT70	68
	c. Income (loss) before applicable income taxes and discontinued
	operations (sum of items 8.a and 8.b)_______________________________________________________	4301	10,031
9.	Applicable income taxes (on item 8.c)______________________________________________________	4302	2,216
10. Income (loss) before discontinued operations (item 8.c. minus item 9)	4300	7,815
11. Discontinued operations, net of applicable income taxes [11]	FT28	0
12. Net income (loss) attributable to holding company and noncontrolling (minority)
	interests (sum of items 10 and 11)_______________________________________________________________	G104	7,815
13. LESS: Net income (loss) attributable to noncontrolling (minority) interests
	(if net income, report as a positive value; if net loss, report as a negative value)	G103	0
14. Net income (loss) attributable to holding company (item 12 minus item 13)	4340	7,815

5.Includes underwriting income from insurance and reinsurance activities.

1. To be completed by holding companies with $5 billion or more in total assets. (Asset-size test is based on the prior year June 30 report date). Income and or expenses pertaining to these items should be reported in the "other" categories.
2. Excludes net gains(losses) on sales of trading assets and held-to-maturity and available-for-sale debt securities.
3. See Schedule HI, memoranda item 6.
4. See Schedule HI, memoranda item 7.
5. Item 8.b is to be completed by all holding companies. See the instructions for this item and the Glossary entry for "Securities Activities" for further detail on accounting for investments in equity securities.
6. Describe on Schedule HI, memoranda item 8.

5.d.(1)

5.d.(2)

5.d.(3)

5.d.(4)

5.d.(5)

5.d.(6)

5.d.(7)

5.e.

5.f.

5.g.

5.i.

5.j.

5.k.

5.l.

5.m.

6.a.

6.b.

7.a.

7.b.

7.c.(1)

7.c.(2)

7.d.

7.e.

8.a.

8.b.

8.c

9.

10.

11.

12.

13.

14.

FORESIGHT FINANCIAL GROUP, INC.	FR Y-9C
809 CANNELL PURI CT - PO BOX 339	Page 5 of 74
WINNEBAGO, IL 61088

Schedule HI-Continued

Memoranda

		Dollar Amounts in Thousands	BHCK	Amount
Memo Items 1 and 2 are to be reported by holding companies with $5 billion or more in total assets.[1]
1. Net interest income (item 3 above) on a fully taxable equivalent basis	4519	N/A
2. Net income before applicable income taxes, and discontinued operations (item 8.c above)
on a fully taxable equivalent basis________________________________________________________________	4592	N/A
3. Income on tax-exempt loans and leases to states and political subdivisions
in the U.S. (included in Schedule HI, items 1.a and 1.b, above)	4313	203
4. Income on tax-exempt securities issued by states and political subdivisions in the U.S.
(included in Schedule HI, item 1.d.(3), above)	4507	1,476
5. Number of full-time equivalent employees at end of current period (round to nearest	BHCK	Number
whole number)	4150	236
Memo Items 6.a through 6.j are to be completed annually on a calendar year-to-date basis in the
December report only by holding companies with less than $5 billion in total assets. Holding
companies with $5 billion or more in total assets should report these items on a quarterly basis. [1]
6. Other noninterest income (from Schedule HI, item 5.l, above) (only report amounts
greater than $100,000 that exceed 7 percent of Schedule HI, item 5.l):	BHCK	Amount
a. Income and fees from the printing and sale of checks	C013	N/A
b. Earnings on/increase in value of cash surrender value of life insurance	C014	N/A
c. Income and fees from automated teller machines (ATMs)	C016	N/A
6. d. Rent and other income from other real estate owned________________________________________________	4042	N/A
e. Safe deposit box rent	C015	N/A
f. Bank card and credit card interchange fees______________________________________________________ F555	N/A
g. Income and fees from wire transfers	T047	N/A
	TEXT
h.	8562		8562	N/A
	TEXT
i.	8563		8563	N/A
	TEXT
j.	8564		8564	N/A
Memo Items 7.a through 7.p are to be completed annually on a calendar year-to-date basis in the
December report only by holding companies with less than $5 billion in total assets. Holding
companies with $5 billion or more in total assets should report these items on a quarterly basis. [1]

7. Other noninterest expense (from Schedule HI, item 7.d, above) (only report amounts greater than $100,000 that exceed 7 percent of the sum of Schedule HI, item 7.d):

a. Data processing expenses	C017	N/A
b. Advertising and marketing expenses	0497	N/A
	4136	N/A
c. Directors' fees_______________________________________________________________________________
	C018	N/A
d. Printing, stationery, and supplies________________________________________________________________
e. Postage	8403	N/A
f. Legal fees and expenses	4141	N/A
	4146	N/A
g. FDIC deposit insurance assessments [2]__________________________________________________________
	F556	N/A
h. Accounting and auditing expenses_______________________________________________________________
	F557	N/A
i. Consulting and advisory expenses_______________________________________________________________
j. Automated teller machine (ATM) and interchange expenses	F558	N/A
k. Telecommunications expenses	F559	N/A
l. Other real estate owned expenses	Y923	N/A

1. Asset-sizetest is based on the total assets reported as of prior year June 30 report date.
2. Amounts reported in Memorandum item 7.g will not be made available to the public on an individual institution basis.

M.1.

M.2.

M.3.

M.4.

M.5.

M.6.a.

M.6.b.

M.6.c.

M.6.d.

M.6.e.

M.6.f.

M.6.g.

M.6.h.

M.6.i.

M.6.j.

M.7.a.

M.7.b.

M.7.c.

M.7.d.

M.7.e.

M.7.f.

M.7.g.

M.7.h.

M.7.i.

M.7.j.

M.7.k.

M.7.l.

FORESIGHT FINANCIAL GROUP, INC.	FR Y-9C
809 CANNELL PURI CT - PO BOX 339	Page 6 of 74
WINNEBAGO, IL 61088

Schedule HI-Continued

Memoranda-Continued

Dollar Amounts in Thousands

BHCK

Amount

7. m. Insurance expenses (not included in employee expenses, premises and fixed

assets expenses, and other real estate owned expenses)

Y924

N/A

TEXT

n.

8565

8565

N/A

TEXT

o.

8566

8566

N/A

TEXT

p.

8567

8567

N/A

Memo items 8.a.(1) through Memo item 8.b.(2) is reported by holding companies with $5 billion

or more in total assets. [1]

8. Discontinued operations and applicable income tax effect (from Schedule HI, item 11)

(itemize and describe each discontinued operation):

TEXT

a. (1)

FT29

FT29

N/A

(2) Applicable income tax effect

BHCK

FT30

N/A

TEXT

b. (1)

FT31

FT31

N/A

(2) Applicable income tax effect

BHCK

FT32

N/A

9. Trading revenue (from cash instruments and derivative instruments) (Sum of items 9.a through 9.e must equal Schedule HI, item 5.c.)

Memorandum items 9.a through 9.e are to be completed by holding companies with $5 billion or
more in total assets [1] that reported total trading assets of $10 million or more for any
quarter of the preceding calendar year:
a. Interest rate exposures		8757	N/A
b. Foreign exchange exposures		8758	N/A
c. Equity security and index exposures		8759	N/A
d. Commodity and other exposures		8760	N/A
e. Credit exposures		F186	N/A
Memoranda items 9.f and 9.g are to be completed by holding companies with
$100 billion or more in total assets that are required to complete Schedule HI,
Memorandum items 9.a through 9.e, above. [1]
f. Impact on trading revenue of changes in the creditworthiness of the holding
company's derivatives counterparties on the holding company's derivative
assets (included in Memorandum items 9.a through 9.e above)		K090	N/A
g. Impact on trading revenue of changes in the creditworthiness of the holding
company on the holding company's derivative liabilities (included in
Memorandum items 9.a through 9.e above)____________________________________________________	K094	N/A
Memorandum items 10.a and 10.b are to be completed by holding companies with $10 billion
or more in total consolidated assets. [1]
10. Net gains (losses) recognized in earnings on credit derivatives that economically
hedge credit exposures held outside the trading account:
a. Net gains (losses) on credit derivatives held for trading		C889	N/A
b. Net gains (losses) on credit derivatives held for purposes other than trading		C890	N/A
Memorandum item 11 is to be completed by holding companies with $5 billion or more in total assets. [1]
				A251	N/A
11. Credit losses on derivatives (see instructions)________________________________________________________
1. Asset-size test is based on the total assets reported as of prior year June 30 report date.

M.7.m.

M.7.n.

M.7.o.

M.7.p.

M.8.a.(1)

M.8.a.(2)

M.8.b.(1)

M.8.b.(2)

M.9.a.

M.9.b.

M.9.c.

M.9.d.

M.9.e.

M.9.f.

M.9.g.

M.10.a.

M.10.b.

M.11.

FORESIGHT FINANCIAL GROUP, INC.	FR Y-9C
809 CANNELL PURI CT - PO BOX 339	Page 7 of 74
WINNEBAGO, IL 61088

Schedule HI-Continued

Memoranda-Continued

	Dollar Amounts in Thousands	BHCK	Amount
Memorandum items 12.a through 12.c are to be completed by holding companies with $5 billion or
more in total assets. [1]
12. a. Income from the sale and servicing of mutual funds and annuities (in domestic offices)	8431	N/A
b. (1) Premiums on insurance related to the extension of credit_________________________________________	C242	N/A
(2) All other insurance premiums		C243	N/A
c. Benefits, losses, and expenses from insurance-related activities_______________________________________	B983	N/A
13. Does the reporting holding company have a Subchapter S election in effect for federal	BHCK	YES / NO
income tax purposes for the current tax year?	(Enter "1" for YES; Enter "0" for NO.)	A530	NO

M.12.a.

M.12.b.(1)

M.12.b.(2)

M.12.c.

M.13.

Dollar Amounts in Thousands	BHCK	Amount
Memorandum items 14(a) through 14(b)(1) are to be completed by holding companies with $5 billion
or more in total assets that have elected to account for assets and liabilities under a fair value
option. [1]
14. Net gains (losses) recognized in earnings on assets and liabilities that are reported at
fair value under a fair value option:
a. Net gains (losses) on assets	F551	N/A
(1) Estimated net gains (losses) on loans attributable to changes in instrument-
specific credit risk_______________________________________________________________________	F552	N/A
b. Net gains (losses) on liabilities________________________________________________________________	F553	N/A
(1) Estimated net gains (losses) on liabilities attributable to changes in
instrument-specific credit risk______________________________________________________________	F554	N/A
Memorandum item 15 is to be completed by holding companies with $5 billion or more in total assets. [1]
15. Stock-based employee compensation expense (net of tax effects) calculated
for all awards under the fair value method	C409	N/A

16. Not applicable.

M.14.a.

M.14.a.(1)

M.14.b.

M.14.b.(1)

M.15.

Memorandum item 17 is to be completed semiannually in June and December by holding companies with less than $5 billion in total assets. (Holding companies with more than $5 billion will continue to report quarterly). [1]

17. Other-than-temporary impairment losses on held-to-maturity and available-for-sale debt securities recognized in earnings (included in Schedule HI, items 6.a and 6.b) [2]

1. Asset-sizetest is based on the total assets reported as of prior year June 30 report date.
2. Memorandum item 17 is to be completed only by institutions that have not adopted ASU 2016-13.

Year-to-date
BHCK	Amount

J321	N/A

M.17.

FORESIGHT FINANCIAL GROUP, INC.	FR Y-9C
809 CANNELL PURI CT - PO BOX 339	Page 8 of 74
WINNEBAGO, IL 61088

Schedule HI-A-Changes in Holding Company Equity Capital

	Dollar Amounts in Thousands	BHCK	Amount
1.	Total holding company equity capital most recently reported for the end of previous
	calendar year (i.e., after adjustments from amended Reports of Income)_________________________________	3217	127,230
2.	Cumulative effect of changes in accounting principles and corrections of material
	accounting errors	B507	-2,030
3.	Balance end of previous calendar year as restated (sum of items 1 and 2)	B508	125,200
4.	Net income (loss) attributable to holding company	BHCT
	(must equal Schedule HI, item 14)	4340	7,815
5.	Sale of perpetual preferred stock (excluding treasury stock transactions):	BHCK
	a. Sale of perpetual preferred stock, gross	3577	0
	b. Conversion or retirement of perpetual preferred stock	3578	0
6.	Sale of common stock:
	a. Sale of common stock, gross	3579	0
	b. Conversion or retirement of common stock	3580	283
7.	Sale of treasury stock	4782	0
8.	LESS: Purchase of treasury stock	4783	0
9.	Changes incident to business combinations, net	4356	0
10.	LESS: Cash dividends declared on preferred stock	4598	0
11.	LESS: Cash dividends declared on common stock	4460	1,717
12.	Other comprehensive income [1]	B511	-6,547
13.	Change in the offsetting debit to the liability for Employee Stock Ownership Plan
	(ESOP) debt guaranteed by the holding company	4591	0
14.	Other adjustments to equity capital (not included above)	3581	0
15.	Total holding company equity capital end of current period (sum of items 3, 4, 5, 6, 7, 9, 12,	BHCT
	13 and 14, less items 8, 10, and 11) (must equal item 27.a on Schedule HC)_____________________________	3210	125,034

1.

2.

3.

4.

5.a.

5.b.

6.a.

6.b.

7.

8.

9.

10.

11.

12.

13.

14.

15.

1. Includes, but is not limited to, changes in net unrealized holding gains (losses) on available-for-sale debt securities, changes in accumulated net gains (losses) on cash flow hedges, foreign currency translation adjustments, and pension and other postretirement plan related changes other than net periodic benefit cost.

FORESIGHT FINANCIAL GROUP, INC.	FR Y-9C
809 CANNELL PURI CT - PO BOX 339	Page 9 of 74
WINNEBAGO, IL 61088

Schedule HI-B-Charge-Offs and Recoveries on Loans and

Leases and Changes in Allowances for Credit Losses

Part I. Charge-offs and Recoveries on Loans and Leases (Fully Consolidated)

Part I includes charge-offs and recoveries through
the allocated transfer risk reserve.			(Column A)		(Column B)
				Charge-offs¹		Recoveries
	Dollar Amounts in Thousands		BHCK		Amount	BHCK		Amount
1. Loans secured by real estate:
a. Construction, land development, and other land loans
in domestic offices:								1.a.(1)
(1)	1-4 family residential construction loans________________________		C891		0	C892		0
(2)	Other construction loans and all land development								1.a.(2)
	and other land loans_________________________________________		C893		0	C894		0
b. Secured by farmland in domestic offices		3584		0	3585		0	1.b.
c. Secured by 1-4 family residential properties in domestic offices:
(1) Revolving, open-end loans secured by 1-4 family residential								1.c.(1)
	properties and extended under lines of credit____________________		5411		0	5412		0
(2) Closed-end loans secured by 1-4 family residential
	properties in domestic offices:								1.c.(2)(a)
	(a) Secured by first liens		C234		38	C217		12
	(b) Secured by junior liens		C235		0	C218		0	1.c.(2)(b)
d. Secured by multifamily (5 or more) residential properties								1.d.
in domestic offices		3588		0	3589		0
e. Secured by nonfarm nonresidential properties in
domestic offices:
(1) Loans secured by owner-occupied nonfarm								1.e.(1)
	nonresidential properties___________________________________		C895		1,469	C896		10
(2) Loans secured by other nonfarm nonresidential								1.e.(2)
	properties______________________________________________		C897		0	C898		22
f. In foreign offices		B512		0	B513		0	1.f.
2. Not applicable.
3. Loans to finance agricultural production and other loans to								3.
farmers		4655		0	4665		0
Holding companies with less than $5 billion should report
item 4.c only and leave 4.a and 4.b blank [2]
4. Commercial and industrial loans:								4.a.
a. To U.S. addressees (domicile)		4645		N/A	4617		N/A
b. To non-U.S. addressees (domicile)		4646		N/A	4618		N/A	4.b.
c. To U.S. addressees (domicile) and non-U.S.								4.c.
addressees (domicile)______________________________________		KX48		2,123	KX49		11
5. Loans to individuals for household, family, and other
personal expenditures:								5.a.
a. Credit cards		B514		0	B515		0
b. Automobile loans		K129		99	K133		3	5.b.
c. Other consumer loans (includes single payment,
	installment, all student loans, and revolving credit								5.c.
	plans other than credit cards)		K205		6	K206		10
				_____________
Item 6 is to be completed by Holding companies with $5 billion
or more in total consolidated assets. [2]								6.
6. Loans to foreign governments and official institutions		4643		N/A	4627		N/A
7. All other loans		4644		43	4628		5	7.

1. Include write-downs arising from transfers of loans to a held-for-sale account.
2. Asset-sizetest is based on the total assets reported as of prior year June 30 report date.

FORESIGHT FINANCIAL GROUP, INC.							FR Y-9C
809 CANNELL PURI CT - PO BOX 339							Page 10 of 74
WINNEBAGO, IL 61088
Schedule HI-B-Continued
Part I-Continued			(Column A)		(Column B)
			Charge-offs¹		Recoveries
Dollar Amounts in Thousands		BHCK		Amount	BHCK		Amount
Holding companies with less than $5 billion in total assets should
report data item 8.c and leave item 8.a and 8.b blank. [2]
8. Lease financing receivables:
a. Leases to individuals for household, family, and								8.a.
other personal expenditures_____________________________________	F185		N/A	F187		N/A
b. All other leases______________________________________________		C880		N/A	F188		N/A	8.b.
c. Leases to individuals for household, family, and other								8.c.
personal expenditures and all other leases._____________________		KX50		0	KX51		0
9. Total (sum of items 1 through 8.b) [3]		4635		3,778	4605		73	9.

1. Include write-downs arising from transfers of loans to a held-for-sale account.
2. Asset-sizetest is based on the total assets reported as of prior year June 30 report date.
3. For holding companies with less than $5 billion in total assets, Total loans and leases (sum of items 1 through 7 plus 8c.)

Memoranda		(Column A)			(Column B)
		Charge-offs¹			Recoveries
			Date
Dollar Amounts in Thousands	BHCK		Amount		BHCK		Amount
1. Loans to finance commercial real estate, construction, and
land development activities (not secured by real estate)								M.1.
included in Schedule HI-B, part I, items 4 and 7 above	5409		0		5410		0
Memorandum item 2 is to be completed by holding companies with
$5 billion or more in total assets. [3]
2. Loans secured by real estate to non-U.S. addressees								M.2.
(domicile) (included in Schedule HI-B, part I, item 1, above)	4652		N/A		4662		N/A

Memorandum item 3 is to be completed by (1) holding companies with $5 billion or more in total assets. [3] that, together with affiliated institutions, have outstanding credit card receivables (as defined in the instructions) that exceed $500 million as of the report date or

(2) holding companies that on a consolidated basis are credit card specialty holding companies (as defined in the instructions).

3. Uncollectible retail credit card fees and finance charges reversed against income (i.e., not included in charge-offs against the allowance for loan and lease losses) [2]

1. Include write-downs arising from transfers of loans to a held-for-sale account.
2. Institutions that have adopted ASU 2016-13 should report in Memorandum item 3 uncollectible retail credit card fees and finance charges reversed against income (i.e., not included in charge-offs against the allowance for credit losses on loans and leases).

3. Asset-size test is based on the total assets reported as of prior year June 30 report date.

year-to-date

BHCK	Amount
C388	N/A

M.3.