Item 7.01. Regulation FD Disclosure The table below sets forth, as of the date and for the period indicated, the following operating statistics of Essent Guaranty, Inc. ("Essent Guaranty"), the primary US mortgage insurance subsidiary of Essent Group Ltd. (the "Company"): (i) insurance in force, and (ii) the number and percentage of mortgage loans insured that were reported to have missed at least two consecutive payments of principal and interest, including forbearance-related delinquencies as a result of COVID-19. The information regarding new delinquencies and cures is reported to Essent Guaranty from loan servicers. Default reporting, particularly on a monthly basis, may be affected by several factors, including the date on which the report is generated and transmitted to Essent Guaranty, updated information submitted by servicers and by the timing of servicing transfers. Insurance in Force as of August 31, 2020 ($ in millions) $ 186,106



Rollforward of Insured Loans in Default (count)
Balance, July 31, 2020                                        37,762
Plus: new defaults                                             3,777
Less: cures                                                   (4,766 )
Less: claims paid                                                (16 )
Less: rescissions and denials, net                                (1 )
Balance, August 31, 2020                                      36,756

Percentage of Loans in Default as of August 31, 2020            4.78 %

The information set forth in this Item 7.01 of this Current Report on Form 8-K shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that section. The information in this Item 7.01 of this Current Report on Form 8-K shall not be deemed to be incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as expressly set forth by specific reference in such filing.

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