Financials Community Heritage Financial, Inc.

Equities

CMHF

US20370L1035

Market Closed - OTC Markets 02:35:27 2024-04-25 pm EDT 5-day change 1st Jan Change
17.3 USD -1.70% Intraday chart for Community Heritage Financial, Inc. -1.70% +3.28%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 50.26 49.24 42.21 54.71 57.71 48.77
Enterprise Value (EV) 1 31.72 42.17 38.91 32.31 60.04 67.46
P/E ratio 25.5 x 18.7 x 10.2 x 9.1 x 7 x 11.4 x
Yield 0.53% 0.59% 0.85% 0.66% 0.91% 1.43%
Capitalization / Revenue 3.53 x 2.5 x 1.71 x 1.95 x 1.89 x 1.62 x
EV / Revenue 2.23 x 2.14 x 1.58 x 1.15 x 1.96 x 2.24 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.12 x 1.01 x 0.8 x 0.96 x 0.86 x 0.68 x
Nbr of stocks (in thousands) 2,234 2,251 2,251 2,251 2,903 2,912
Reference price 2 22.50 21.87 18.75 24.30 19.88 16.75
Announcement Date 4/5/19 5/19/20 3/31/21 4/28/22 5/1/23 3/28/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 14.24 19.66 24.65 28.11 30.57 30.13
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 2.669 3.559 5.707 8.206 9.318 5.682
Net income 1 1.968 2.631 4.127 6.015 6.856 4.295
Net margin 13.82% 13.38% 16.74% 21.4% 22.42% 14.26%
EPS 2 0.8809 1.169 1.833 2.670 2.840 1.470
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.1200 0.1300 0.1600 0.1600 0.1800 0.2400
Announcement Date 4/5/19 5/19/20 3/31/21 4/28/22 5/1/23 3/28/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - 2.33 18.7
Net Cash position 1 18.5 7.07 3.31 22.4 - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 4.46% 5.62% 8.13% 10.9% 11% 6.21%
ROA (Net income/ Total Assets) 0.49% 0.55% 0.68% 0.8% 0.78% 0.45%
Assets 1 398.5 476.3 602.6 753.1 874.1 959.4
Book Value Per Share 2 20.10 21.60 23.50 25.30 23.10 24.50
Cash Flow per Share 2 8.300 11.10 12.80 18.30 5.300 5.720
Capex 1 1.17 1.19 0.32 1.21 1.2 0.33
Capex / Sales 8.21% 6.05% 1.31% 4.29% 3.93% 1.11%
Announcement Date 4/5/19 5/19/20 3/31/21 4/28/22 5/1/23 3/28/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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