On October 31, 2023, Cincinnati Financial Corporation as borrower, entered into an Amendment Letter No. 5 (the Fifth Amendment) to the Letter of Credit Facility Agreement, dated February 25, 2019 (the Facility Agreement) with The Bank of Nova Scotia as issuing lender. The Fifth Amendment amends Section 1.1 Expiration Date to February 28, 2028, changes multiple references from the year 2023 to 2024, and adds a new category of Permitted Liens in the definition in Section 1.1. All other terms and conditions of the Facility Agreement are unchanged and remain in full force and effect.

The Fifth Amendment filed as Exhibit 10.1 hereto and the description set forth above is qualified in its entirety by the full terms of the Facility Agreement dated February 25, 2019, the First Amendment dated November 4, 2019, the Second Amendment dated October 30, 2020, the Third Amendment dated November 2, 2021, and the Fourth Amendment dated October 31, 2022.