Carter Bank & Trust has announced that it has appointed Michael Bird of Roanoke, Virginia, and Catharine Midkiff of Winston-Salem, North Carolina, to its board as independent directors. Bird will serve on the board's audit and Bank Secrecy Act (BSA) compliance committees, while Midkiff will serve on loan and investment committees. Bird, who has more than 30 years of experience in the long-term care industry, currently serves as the chief financial officer of Virginia Lutheran Homes Inc. Virginia Lutheran owns and operates a continuing-care retirement community and a nursing and rehabilitation centre both in Roanoke and two rent-subsidised apartments with supportive services in Virginia Beach and New Market. Midkiff, who worked for over 20 years as an executive with General Electric Capital Corporation in risk management, operations and finance in its Asia, Europe and United States markets, has previously served as vice president and director in other GE financial entities located in the United States, Japan, Korea, Thailand and Hong Kong.
Carter Bankshares, Inc. is a bank holding company. The Company is the parent company of its wholly owned subsidiary, Carter Bank & Trust (the Bank). It provides a full range of commercial banking, consumer banking, mortgage, and services. The Bank offers a full range of deposit services including lifetime free checking, interest checking accounts, savings accounts, retirement accounts and other deposit accounts of various types, ranging from money market accounts to longer-term CDs. These products and services are available to its personal and business customers. It also offers a full range of commercial and consumer loans. Commercial loans include both secured and unsecured loans, real estate construction and acquisition loans, and commercial and industrial loans. It also provides safe deposit boxes, direct deposit of payroll and social security checks and debit cards. Online banking products include online account opening, bill pay, e-statements (paperless electronic statements).
CARTER BANKSHARES, INC. 
