Financials Bank of Georgia Group PLC

Equities

BGEO

GB00BF4HYT85

Banks

Market Closed - London S.E. 11:35:26 2024-04-26 am EDT 5-day change 1st Jan Change
5,360 GBX +1.32% Intraday chart for Bank of Georgia Group PLC +10.86% +34.84%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 767.1 579.8 783.4 1,176 1,734 7,886 - -
Enterprise Value (EV) 1 767.1 579.8 783.4 1,176 1,734 7,886 7,886 7,886
P/E ratio 5.81 x 9.24 x 4.54 x 2.74 x 4.43 x 4.97 x 4.67 x 3.97 x
Yield 4.39% - 5.64% 9.21% 5.91% 5.13% 5.62% 6.36%
Capitalization / Revenue 0.69 x 0.53 x 0.57 x 0.59 x 0.69 x 2.74 x 2.51 x 2.21 x
EV / Revenue 0.69 x 0.53 x 0.57 x 0.59 x 0.69 x 2.74 x 2.51 x 2.21 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.34 x 1.11 x 1.03 x 0.88 x - - - -
Nbr of stocks (in thousands) 47,209 47,528 46,968 45,163 43,611 43,980 - -
Reference price 2 16.25 12.20 16.68 26.05 39.75 53.60 53.60 53.60
Announcement Date 2/13/20 2/25/21 2/22/22 2/16/23 3/15/24 - - -
1GBP in Million2GBP
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 1,110 1,091 1,366 2,002 2,530 2,881 3,138 3,570
EBITDA - - - - - - - -
EBIT 1 678.7 658.8 853.9 1,362 1,778 1,913 2,081 2,299
Operating Margin 61.13% 60.4% 62.53% 68.01% 70.26% 66.39% 66.34% 64.42%
Earnings before Tax (EBT) 1 556.4 316.5 801.9 1,244 1,634 1,992 1,893 2,117
Net income 1 497.7 293.6 723.8 1,440 1,391 1,837 1,639 1,890
Net margin 44.82% 26.92% 53% 71.9% 54.98% 63.74% 52.22% 52.95%
EPS 2 2.798 1.320 3.672 9.516 8.974 10.79 11.48 13.49
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.7129 - 0.9415 2.400 2.348 2.749 3.012 3.407
Announcement Date 2/13/20 2/25/21 2/22/22 2/16/23 3/15/24 - - -
1GEL in Million2GBP
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 S1 2021 Q3 2021 Q4 2021 S2 2022 Q1 2022 S1 2023 S1 2023 Q3
Net sales 1 - 347.8 379.2 - 395.7 - - 642.5
EBITDA - - - - - - - -
EBIT - 220 - - - - - -
Operating Margin - 63.26% - - - - - -
Earnings before Tax (EBT) 1 - 206 - - - - - 421.7
Net income 1 - 184.5 199.9 - - 514 706.9 355.8
Net margin - 53.03% 52.71% - - - - 55.38%
EPS 2 - 0.8924 - - - 3.199 4.583 2.354
Dividend per Share 0.3454 - - 0.5758 - - - -
Announcement Date 8/17/21 11/11/21 2/22/22 2/22/22 5/11/22 8/16/22 8/17/23 11/14/23
1GEL in Million2GBP
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 25.3% 12.5% 25.8% 32.4% 29.9% 30.9% 24% 24.3%
ROA (Net income/ Total Assets) 2.98% 1.45% 3.2% - - 4.3% 3.9% 3.7%
Assets 1 16,684 20,303 22,619 - - 42,710 42,017 51,081
Book Value Per Share 12.10 11.00 16.20 29.50 - - - -
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/13/20 2/25/21 2/22/22 2/16/23 3/15/24 - - -
1GEL in Million
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
5
Last Close Price
53.6 GBP
Average target price
62.6 GBP
Spread / Average Target
+16.79%
Consensus
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